A successful entrepreneur has the ability to calculate and think about every move in advance. And for this, a reliable partner is needed in order to provide support, advantageous and rapid solutions for the company's objectives. The deposit with prepaid interest rate is ideal when you want to obtain the interest in the current account, on the day of its establishment.
You receive the interest in the current account on the day of the deposit's establishment
The interest rate is fixed throughout the validity period of the deposit
At maturity, the deposit is automatically liquidated and the money transferred into your account
What are the advantages of the deposits with prepaid interest rate?
You receive the interest in the current account on the day of the deposit's establishment;
The interest rate is fixed throughout the validity period of the deposit;
At maturity, the deposit is automatically liquidated and the money transferred into your account;
You can make the deposit for a period of 3, 4 or 6 months in LEI, EUR or USD;
The minimum amount required to open the deposit is 500 LEI / EUR / USD depending on the currency of the deposit.
How to get a deposit with prepaid interest rate?
Visit Us
Visit our OTP Bank branch
and let's discuss the best alternative for you.
Contact Us
Request information by calling HelpDesk
at (+4) 021 308 57 10.
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Useful information, regulations, costs
OTP Bank Romania S.A. is a participant of the Bank Deposit Guarantee Fund in Romania and its depositors benefit from a guarantee, by payment of compensations, of eligible constituted deposits, within the coverage limit as established periodically by law, currently amounting to the lei equivalent of 100,000 EUR for each account holder. This level of coverage was established by Law No. 311/2015 concerning deposit guarantee schemes and the Bank Deposit Guarantee Fund, as published in the Official Journal No. 918 from 11.12.2015. According to the law, the term „deposit” means any credit balance, including interest due, arising from funds existing in an account or from transient situations deriving from current banking operations and which the credit institution must reimburse, according to the applicable legal and contractual conditions, including term deposits and savings accounts and which are not found in one of the situations expressly mentioned in the law as not falling under the category of these deposits (Article 3 (5) of the said law details the credit balances which do not fall under the category of deposits defined above). The notion of a „coverage limit” is the maximum level of the guarantee per guaranteed depositor and bank, applicable according to Article 61 par. (3).
Additional information for depositors is available under section „Information for depositors”, which includes the list of deposits excluded from guarantee.
More details can also be found on the website: www.fgdb.ro.
