Accounts and operations

Open a current account and you benefit from multiple advantages, such as interbank payment orders and free receipts, free opening and administration of the VAT account, zero fees between OTP Bank accounts. Learn more.

OTP Express is the right solution for your business if you want to make low cost transfers to the OTP Group subsidiary branches, opened in Hungary, Croatia, Serbia, Russia, Ukraine, Montenegro, Bulgaria, and Slovakia.

Simple and comfortable. OTP Bank has launched VISA Business debit cards to make it easier for you when it comes to keep track of your company’s purchases, without having to worry about the financial aspects. This way, you will be able to focus on things that are more important.

From now on the funds are no longer an issue because OTP Bank offers you the VISA Business SILVER card. Fast, flexible, and low cost, this card helps you to take advantage of any opportunity. Learn how it works.

We provide credit and debit cards specially designed for the safety and comfort of your employees. For more freedom of movement, choose the ideal payment instrument in any situation: an OTP Bank salary card.

Freedom of movement and an exclusive world.

OTP Bank offers you security and convenience for any type of transaction through 3D Secure service. We permanently improve the security of card payments on the internet with a dynamic password, transmitted by the bank on the mobile phone, at the time of the transaction.

Facilitate your customers' access to the products and services you offer through POS and e-Commerce terminals at 3D Secure (Verified by VISA, MasterCard SecureCode) international standards. OTP Bank has the ability to support your business both in stores and in e-shops.

Do you want to have access to your accounts at any time and manage your banking activity anywhere in the world, fast and easy without going to the bank? The solution is the OTPdirekt - Internet Banking service from OTP Bank.

With the OTPdirekt - SmartBank service, you have direct access to the financial situation of the company and you can make transactions directly from your mobile phone. Discover the many benefits of OTPdirekt - Smart Bank, free for terminals with Android or iOS operating system.

Through the OTPdirekt-Push Notifications / SMS Alerts services you will be alerted in real time about any debit / credit of the accounts, about the balance of the account at the beginning of the banking day, any activity of the bank card, as well as other financial information that you choose to receive.

Through the Internet Banking platform, Electronic RM informs you, free of charge, of the loan in progress and you can check at any time whether there are outstanding payments due. Learn about the benefits of this product from OTP Bank.

Use a single qualified digital certificate and you have the opportunity to submit tax returns to ANAF, to sign electronic documents with the same value as a paper printed and holographic document, to transmit electronic information to other state institutions. Learn about other benefits!

Safety before everything! Keep at the bank the amounts of money for different contractual obligations with business partners, until the agreed deadline. The Escrow account is valid for any type of transaction, with no minimum set up amount required. It can be opened in several currencies.

The assets security deposit is addressed to employees of state-owned companies, authorities, private companies and public institutions, who are required by law to provide cash guarantee in order to be responsible for the management they run.
The money accumulates an interest equal to that of a 12-month term deposit.

Discover the benefits of a comfort tool that you can use when dealing with new business partners or for those who need solid guarantees. This deposit is also useful in the case of contracts with state institutions, where law requires it.

Pay directly with your iPhone, Apple Watch or iPad, quickly and securely.