We would like to draw your attention to the increase in fraud attempts, both through phishing and spoofing, where attackers send emails with malicious links or call potential victims from a phone number that appears to be the bank's and pose as employees of financial institutions. We advise you to be vigilant and not to share confidential data such as bank account access credentials (IB) or bank card security data with anyone.

Accounts and operations

Current account and operations

Current account

Open a current account and you benefit from multiple advantages, such as interbank payment orders and free receipts, free opening and administration of the VAT account, zero fees between OTP Bank accounts. Learn more.
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Money Transfer through OTP Express

OTP Express is the right solution for your business if you want to make low cost transfers to the OTP Group subsidiary branches, opened in Hungary, Croatia, Serbia, Russia, Ukraine, Montenegro, Bulgaria, and Slovakia.
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VISA Business debit card

Simple and comfortable. OTP Bank has launched VISA Business debit cards to make it easier for you when it comes to keep track of your company’s purchases, without having to worry about the financial aspects. This way, you will be able to focus on things that are more important.
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VISA Business credit card

From now on the funds are no longer an issue because OTP Bank offers you the VISA Business SILVER card. Fast, flexible, and low cost, this card helps you to take advantage of any opportunity. Learn how it works.
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Salary cards

We provide credit and debit cards specially designed for the safety and comfort of your employees. For more freedom of movement, choose the ideal payment instrument in any situation: an OTP Bank salary card.
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Mastercard Corporate in LEI and EURO

Freedom of movement and an exclusive world.
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3D Secure Service

OTP Bank offers you security and convenience for any type of transaction through 3D Secure service. We permanently improve the security of card payments on the internet with a dynamic password, transmitted by the bank on the mobile phone, at the time of the transaction.
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Accepting cards

Facilitate your customers' access to the products and services you offer through POS and e-Commerce terminals at 3D Secure (Verified by VISA, MasterCard SecureCode) international standards. OTP Bank has the ability to support your business both in stores and in e-shops.
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OTPdirekt - Internet banking

Internet Banking

Do you want to have access to your accounts at any time and manage your banking activity anywhere in the world, fast and easy without going to the bank? The solution is the OTPdirekt - Internet Banking service from OTP Bank.
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With the OTPdirekt - SmartBank service, you have direct access to the financial situation of the company and you can make transactions directly from your mobile phone. Discover the many benefits of OTPdirekt - Smart Bank, free for terminals with Android or iOS operating system.
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Push Notifications / SMS Alerts

Through the OTPdirekt-Push Notifications / SMS Alerts services you will be alerted in real time about any debit / credit of the accounts, about the balance of the account at the beginning of the banking day, any activity of the bank card, as well as other financial information that you choose to receive.
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Electronic RM

Through the Internet Banking platform, Electronic RM informs you, free of charge, of the loan in progress and you can check at any time whether there are outstanding payments due. Learn about the benefits of this product from OTP Bank.
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Other services

Digital certificate for electronic signature

Use a single qualified digital certificate and you have the opportunity to submit tax returns to ANAF, to sign electronic documents with the same value as a paper printed and holographic document, to transmit electronic information to other state institutions. Learn about other benefits!
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Cont Escrow

Safety before everything! Keep at the bank the amounts of money for different contractual obligations with business partners, until the agreed deadline. The Escrow account is valid for any type of transaction, with no minimum set up amount required. It can be opened in several currencies.
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Assets security deposit

The assets security deposit is addressed to employees of state-owned companies, authorities, private companies and public institutions, who are required by law to provide cash guarantee in order to be responsible for the management they run.
The money accumulates an interest equal to that of a 12-month term deposit.
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Performance guarantee deposit

Discover the benefits of a comfort tool that you can use when dealing with new business partners or for those who need solid guarantees. This deposit is also useful in the case of contracts with state institutions, where law requires it.
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Apple Pay

Pay directly with your iPhone, Apple Watch or iPad, quickly and securely.

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