Internet Banking | OTP Bank

A company needs all the support to grow and develop. It's simpler when there is a tool that offers multiple destinations for use without having to go to a branch. Everything is fast, easy and completely safe.

Transactions in lei or in other currencies and exchanges / transfers between your accounts

Non-stop availability, rapidity and accessibility

Card charging at any time, even during the night or weekend

What are the advantages of Internet Banking?

Transactions in lei or in other currencies and exchanges / transfers between your accounts;
Non-stop availability, rapidity and accessibility;
Card charging at any time, even during the night or weekend;
Complete safety and flexibility of transactions.

What can you do with Internet Banking?

Viewing information regarding the account;
Transactions;
Deposits;
Payments templates and shedules;
Competency limits;
Levels of approval;
Individual access rights;
SMS Alerts.

What other features does the Internet Banking Interface have?

Information on Loans and Accounts

You have access to the following information:

Type of loan;
Loan currency;
The amount granted and the current balance;
Loan maturity;
Loan interest rate and accumulated interest;
Next due date and payment amount;
In the case of a multi-currency limit, you will receive information on all the credit facilities used.

Invetsment funds

Available for the funds administred by OTP Asset Management Romania;
It only requires one visit in the branch to subscribe for a fund. You also agree to subscribe later on without filling the forms at the counter;
You can subscribe anytime and anywhere via OTPdirekt.

For details, consult: Fees and taxes OTPdirekt, Terms and conditions OTPdirekt Type A, Terms and conditions OTPdirekt Type B.

Credit lines or revolving fixed interest credits

If you have contracted a Credit Line or Fixed Interest Rates Loan, through OTPdirekt - Internet Banking, you can make drawdowns from the facilities by simply signing an addendum.

What conditions do you have to meet?

The chosen revolving service has been fully used;
There are no taxes / fees / interest, arrears / garnishments;
All bank fees have been paid;
No Event of Anticipated Chargeability has occurred or is ongoing;
Based on the application for the electronic drawdown, specify the intended use of the loan drawdown;
The credit line is not part of the Mihail Kogălniceanu programme;
The credit line should not have the following condition: the loan contract should not have „100% coverage with debit instruments” and the credit line should not be granted within a certain limit.

Debit Instruments Management

View information about debit instruments for payment or receipts:

Document type;
Document series and number;
Bank and name of the beneficiary (for payment instruments) / payer (for receipts);
Issue date and maturity (payment);
Possible date of receipt;
The amount to be paid, respectively the amount the debit instrument was issued for (Amount field);
Amount paid (Amount Paid field), respectively Amount Received (Amount Received field) related to the debit instrument.