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Apple Pay

Pay directly with your iPhone, Apple Watch or iPad, quickly and securely.

You can add in Apple Pay all your Mastercard cards issued by OTP Bank.

How to add a card in Apple Pay?

1. Open Wallet app

2. Press the "+ " button

3. Scan the card or enter the data manually

4. Follow the instructions

5. At the end you’ll receive via SMS a unique password that you need to enter in the app

See demo:

How to add a card in Apple Watch?

  • 1. Open Watch app on your iPhone

  • 2. Select "Wallet & Apple Pay"

  • 3. Press "Add Credit or Debit Card"

  • 4. Follow the instructions

  • 5. At the end you’ll receive via SMS a unique password that you need to enter in the app

How do you pay?

With Apple Pay, you pay directly with your iPhone, Apple Watch, or iPad, quickly and securely.

The payment is secure and authorized with "Touch ID", "Face ID" or "password", depending on the Apple device you use.

How to set your Mastercard card from OTP Bank as your first payment option in Apple Pay?

  • 1. Open the Setup app on your iPhone

  • 2. Select "Wallet & Apple Pay"

  • 3. Select „Default Card option” for your Mastercard card from OTP Bank

How to you pay with FaceID

How to you pay with TouchID

 

With Apple Pay, you can pay in any store, local or abroad that accepts contactless payment, in mobile apps or websites that offer the Apple Pay option.

How can you have your OTP Bank card?

Apply for a debit or credit card and enjoy their benefits!

See here the terms and conditions of use for Apple Pay service.

Frequently asked questions

Simple. To pay, you'll need to authentify yourself with Touch ID, Face ID or password, then pay with your iPhone or Apple Watch at POS terminal. In some POS terminals, you'll also need to enter your card's PIN code.

You can pay either with your iPhone or iPad. All you need to do is to select Apple Pay as payment method, then confirm your payment with Face ID, Touch ID or password.

You'll pay using your Safari Web browser on your iPhone, iPad, or MacBook. You don't need to create an account or fill in long forms. Select Apple Pay as your payment method and confirm. You can also pay from your MacBook using Touch ID.

Yes, the Commission is ZERO.

Paying with Apple Pay is as secure as with any contactless payment. Each transaction will be authorized by you with Face ID, Touch ID or password.

On the phone number declared at the bank, you’ll receive a unique SMS password, which you need to enter in the application to successfully enroll the OTP Bank card in Apple Pay. To update your phone number please call us at 0800 88 22 88.

If your device is lost or stolen, you can cancel your Apple Pay payment from Find My Phone app or your Apple account, even if your device is offline and not connected to a mobile data network or Wi-Fi network. Also, we recommend that you notify us as soon as possible by phone call at 0800 88 22 88 or that you block your cards via Smart Bank application or on the Internet Banking service.

Devices

POS Payments

Online Payments

Apps Payments

iPhone SE, iPhone 6, iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XS, iPhone XS max, iPhone XR

X

X

X

iPad mini 3, iPad mini 4, iPad Air 2, iPad Pro, iPad

 

X

X

Apple Watch

X

X

X

MacBook Pro with Touch ID

 

 

X

  • Keep the device that has your cards enlisted in Apple Pay securely, and also your card details;
  • Your device password must be complex (must contain numbers, letters, special characters). This will protect your device if you lose it or if it’s stolen;
  • Take into account that all Touch ID/Face ID passwords recorded on a device can be used for transactions through Apple Pay.

Apple Pay transactions have the same standard limits as your card. You can update your transactions limits, easily, from Internet Banking and from SmartBank application or by phone call 0800 88 22 88.

Of course, if payments are made through Mastercard credit cards from OTP Bank that offer payment in installments. The method of payment in installments remains unchanged.

You can see the last 10 transactions in Wallet or Watch applications, depending on the Apple device you used to pay.