OTP Bank Romania, part of
Banca Transilvania Group
Go to the Q&A section to learn more about the onboarding process.
Do you want
a mortgage loan?
You have fixed interest from 5.29% for the first 3 years, then variable, with a fixed margin from 2.39% + IRCC.
Internet & Mobile Banking: OTPdirekt & SmartBank
We notify you when you receive money in your bank account or make payments.
What about winning a holiday
or a shopping card?
Pay with your Mastercard debit card in lei, anywhere, in stores or online and you can win on a monthly basis 1 travel gift card of 10.000 Lei or 1 of the 20 Altex vouchers of 500 Lei.
Want to make a
refinance?
You've got fixed interest rates starting at 6.25% and extra cash if you want.
Campaigns
Small and medium enterprises
Useful information, regulation, contracts
- Interest rates
- Taxes and Fees
- Guide on changing account (pdf, 290.6 KB)
- Agents list - Bancassurance
- API Developer Portal
- Availability and Performance Reports for the dedicated API interface
- MiFID II
- Consumer Rights Leaflet (pdf, 334.33 KB)
- General business conditions for Individuals
- Group relations statement
