Apply for a personal loan with refinancing

Confirm online payments, easy and fast!

Through 3D Secure service you make online payments safe and easy with your card issued by OTP Bank. See the new ways you can authorize online payments.


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Exchange rates
EUR: 4.9000 RON
USD: 4.5129 RON
Published: 01.03.2024/9 13:02
Loan calculator

Easily and quickly calculates the desired monthly loan rate:

Personal Loan

Mortgage Loan

First House Loan

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Savings robot

Do you want to save for your children's future or for your personal goals?

Start to save automatically with the Savings Robot

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New login method in OTPdirekt

We offer you a simpler way to log in to OTPdirekt and SmartBank with just your username and password. 


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Online data update

We would like to remind you that in order to continue to use OTP Bank Romania's services it is necessary to update the mandatory data, in the branches or online.


Details and update

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