Use SMART your OTP Bank card and you could win a smart EQ fortwo car
1 x Grand Prize - smart EQ fortwo
15 x Altex gift card worth 1000 lei
Mortgage loan with fixed interest starting from 5.89% in the first 3 years
Afterwards, the interest becomes variable, with a fixed margin starting from 2,49% + IRCC.
OTPdirekt - the internet banking service
Banking from the comfort of your home - quickly, easily and securely.
Confirm online payments, easy and fast!
Through 3D Secure service you make online payments safe and easy with your card issued by OTP Bank. See the new ways you can authorize online payments.
Branches and ATMs
Do you want to save for your children's future or for your personal goals?
Start to save automatically with the Savings Robot
New login method in OTPdirekt
We offer you a simpler way to log in to OTPdirekt and SmartBank with just your username and password.
Online data update
We would like to remind you that in order to continue to use OTP Bank Romania's services it is necessary to update the mandatory data, in the branches or online.
Useful information, regulation, contracts
- Interest rates
- Taxes and Fees
- Guide on changing account (pdf, 290.6 KB)
- Agents list - Bancassurance
- API Developer Portal
- Availability and Performance Reports for the dedicated API interface
- MiFID II
- Consumer Rights Leaflet (pdf, 334.33 KB)
- General business conditions for Individuals
- Group relations statement