The time of any entrepreneur is precious. Use it efficiently and choose a simple way to finance all the current expenses of your business. You can opt for a quick financing product, accessible online, from the Internet Banking platform - OTPdirekt. If you have at least one account open at OTP Bank, an Overdraft with No Real Estate Collateral may be the handiest solution you have.
Simple and fast
You can even use it for refinancing the same type of credit from other banks
You get the product immediately, with no real estate collateral, through simplified documentation
What are the advantages of the Overdraft with No Real Estate Collateral?
You finance your current business expenses and you can make any type of payment and withdrawal of cash, allowed by the legislation in force;
You get the product immediately, with no real estate collateral, through simplified documentation, with a quick approval and implementation;
You can even use it for refinancing the same type of credit from other banks;
The granting period of 12 months, with the possibility of extension;
Simple and fast: you only need the mortgage on all current accounts opened with OTP Bank and the surety contract;
The maximum amount that can be contracted is 450,000 lei, correlated with the financial cycle of the company and will be reimbursed from the daily operations.
How to get the Overdraft with No Real Estate Collateral?
Apply Online
Access Internet Banking – OTPdirekt
and choose the best solution for you.
Visit Us
Visit our OTP Bank branch,
and let's discuss the best alternative for you.
Similar recommended products
OTPdirekt
With OTPdirekt you can make any transaction,
quickly, safely, and conveniently.
Useful information, regulations, costs
- Interest rates (pdf, 322.51 KB)
- Taxes and Fees
