Online Current Account for SMEs

Online Current Account for SMEs

It's simple and it's online! Open quickly online, current account, package of products and services, including debit card and Internet Banking.

By accessing the online platform, if you do not have an account opened with OTP Bank, you benefit from a new business solution.

Quickly and efficiently: fill in some data and upload the documentation online

View and edit the entered data at any time

Receive the contract documentation in advance

What are the advantages of an Online Current Account?

  • Quickly and efficiently: fill in some data and upload the documentation online;

  • View and edit the entered data at any time;

  • Receive the contract documentation in advance;

  • Choose online the best service package for your business;

  • Choose the branch for completing the process.

How can you open an Online Current Account?

  • 1. Fill in the online form

  • 2. Upload the requested documentation

  • 3. Choose the right package for your business

  • 4. After submitting the original documents to the selected branch, the current account will be opened in just 45 seconds.

Good to Know

Starting with 02.05.2019, the submission of payment orders in lei and / or in foreign currency at the bank's counters by a delegate of a company will be made only based on a slip. It must be signed by a person with signature right at OTP Bank. Download the slip draft here.

How can you open a current account online at OTP Bank?


In the ONLINE application

Access the application ONLINE
to open online account, package of products and services online, including card and Internet Banking

Access the application

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Dear customer, we inform you that due to the increasing number of banks in liquidation from Ukraine, any payment made to this country may register processing delays.

There won't be initiated business relationships, including current account opening, as well as acceptance and/or carrying out any funds /conducting transactions for natural/legal entities with residence/citizenship in North Korea, as well as of those whose authorised representatives have residency / citizenship in North Korea. Thank you for your understanding.

In accordance with the bank's policy regarding customer knowledge, prevention and control money laundering and terrorist financing, OTP Bank Romania S.A. pays particular attention to the transfer of funds in foreign currency to/from the offshore territories, as well as to the operations of external receipts and payments of customers who have their residence / citizenship / registered office or real shareholders / beneficiaries in the offshore territories, requesting customers justificative commercial documents for the transactions carried out / to be carried out whenever it considers necessary. The main purpose is to classify such operations in the legal provisions in force and to analyse the conformity with the object of activity / current commercial activity of the customers.

OTP Bank Romania S.A. is a participant of the Bank Deposit Guarantee Fund in Romania and its depositors benefit from a guarantee, by payment of compensations, of eligible constituted deposits, within the coverage limit as established periodically by law, currently amounting to the lei equivalent of EUR 100.000 for each account holder. This level of coverage limit was established by Law No. 311/2015 concerning deposit guarantee schemes and the Bank Deposit Guarantee Fund, as published in the Official Journal No. 918 from December 11th, 2015. According to law, the notion of a „deposit” means any credit balance, including the interest due, resulting from funds in an account or in transitory situations, deriving from current banking transactions, which the bank should reimburse, according to applicable legal and contractual conditions, including term deposits and savings accounts and which are not included in the list of situations mentioned in the Law specifically as not entering the category of these deposits (art. 3 (5)) of the law mentioned, detailing the credit balances which are not included in the deposit categories defined above). The notion of a „coverage limit” is the maximum level of the guarantee per guaranteed depositor and per credit institution, applicable according to art. 61 par.(3).
More information for depositors can be obtained by accessing the section „Information for depositors”, including the list of deposits excluded from guarantee.
More details can also be found on the website:

If your transaction contains in the fields  as “Bank’s country” or “Beneficiary’s country” one of the countries listed within the list of countries for which the bank requests supporting documents in order to process money transfers, please submit your documents to the bank by uploading them in OTPdirekt app, or e-mail them at If failing in doing so, the bank will not be able to process the operation. No business relations shall be initiated, including the opening of a current account, as well as the acceptance and / or transfer of any funds / transactions for individuals / legal entities residing or having their citizenship in North Korea, as well as for those whose authorized representatives have residence / citizenship in North Korea.
In accordance with the internal policy of the Bank, OTP Bank Romania S.A.:

  • does not process USD money transfers with the following countries: Iran, Belarus, Cuba, Myanmar, Syria, Sudan and Zimbabwe;
  • does not process money transfers in relation to the following banks: Belarus, Belinvestbank (Belarusian Bank for Development and Reconstruction), Belagroprombank Belarus, Sberbank Russia, VTB Russia, Gazprombank Russia, Vnesheconombank (VEB) Russia, Rosselkhozbank Russia;
  • does not process money transfers with banks from Transnistria, which are not supervised by the National Bank of Moldavia.