Online Current Account for SMEs

Online Current Account for SMEs

It's simple and it's online! Open quickly online, current account, package of products and services, including debit card and Internet Banking.

By accessing the online platform, if you do not have an account opened with OTP Bank, you benefit from a new business solution.

Quickly and efficiently: fill in some data and upload the documentation online

View and edit the entered data at any time

Receive the contract documentation in advance

What are the advantages of an Online Current Account?

  • Quickly and efficiently: fill in some data and upload the documentation online;

  • View and edit the entered data at any time;

  • Receive the contract documentation in advance;

  • Choose online the best service package for your business;

  • Choose the branch for completing the process.

How can you open an Online Current Account?

  • 1. Fill in the online form

  • 2. Upload the requested documentation

  • 3. Choose the right package for your business

  • 4. After submitting the original documents to the selected branch, the current account will be opened in just 45 seconds.

Good to Know

Starting with 02.05.2019, the submission of payment orders in lei and / or in foreign currency at the bank's counters by a delegate of a company will be made only based on a slip. It must be signed by a person with signature right at OTP Bank. Download the slip draft here.

How can you open a current account online at OTP Bank?


In the ONLINE application

Access the application ONLINE
to open online account, package of products and services online, including card and Internet Banking

Access the application

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Want More Information?

For more information, consult the documents on taxes and fees, OUR fees or ReGIS/SENT fees for operations for legal entities. In addition, you can also consult interest rates on term deposits, the tax compliance statement and the group declaration. Thanks to the banking experience accumulated over time and its stability, OTP Bank Romania is a reliable business partner.

Dear customer, we inform you that, due to the growing number of banks in liquidation in Ukraine, any payment made to this country can register processing delays.

No business relationships shall be initiated, including the opening of the current account, as well as the acceptance and / or carrying out any funds / conducting transactions for natural / legal persons with residence / citizenship in the countries listed here, as well as those of whose authorized representatives have residence / citizenship in the countries included here. Thank you for understanding.

In accordance with the bank's policy on getting to know our customers, prevention and combating money laundering and terrorist financing, OTP Bank Romania S.A. pays particular attention to the transfer of funds in foreign currency to / from the offshore territories, as well as to the operations of external receipts and payments of clients who have their residence / citizenship / registered office or real shareholders / beneficiaries in the offshore territories, requesting from the customers supporting commercial documents related to the transactions performed / to be performed whenever needed. The main purpose is to classify such operations within the legal provisions in force and to analyse the concordance with the customer’s object of activity / current commercial activity.

OTP Bank Romania S.A. is a participant of the Bank Deposit Guarantee Fund in Romania and its depositors benefit from a guarantee, by payment of compensations, of eligible constituted deposits, within the coverage limit as established periodically by law, currently amounting to the lei equivalent of 100.000 EUR for each account holder. This level of coverage was established by Law No. 311/2015 regarding deposit guarantee schemes and the Bank Deposit Guarantee Fund, as published in the Official Journal No. 918 from 11.12.2015. According to law, the notion of a „deposit” means any credit balance, including the interest due, resulting from funds in an account or in transitory situations, deriving from current banking transactions, which the bank should repay, according to applicable legal and contractual conditions, including term deposits and savings accounts and which are not included in the list of situations mentioned in the Law specifically as not entering the category of these deposits (Article 3 (5)) of the law mentioned, detailing the credit balances which are not included in the deposit categories defined above). The notion of a ‘coverage limit’ is the maximum level of the guarantee per guaranteed depositor and bank, applicable according to Article 61 par. (3).

Additional information for depositors is available under section „Informations for Depositors”, which includes the list of deposits excluded from guarantee.

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