Spring with Zero costs for Entrepreneurs gives you 0s you never expected. Check the rules and apply NOW to benefit from ZERO COSTS for the whole contract period and other advantages!
Fast, efficient and easy
you fill in few data and upload the documentation online
No trip to the bank
you get your current account package 100% online
Costs from ZERO lei
for 100% online bank account packages
The benefits of opening an online bank account / package for legal entities
You can open your online current account from anywhere;
Apply easily and quickly, you should not go to the bank or to complete documents;
You may choose from 10 custom packages, depending on your business specifics and needs;
You may choose online the branch which you want to interact during your relationship with OTP Bank;
Accessible to all legal entities, regardless of the form of organization (start-ups, liberal professions, etc.), which meet the eligibility conditions.
Packages’ benefits
Unlimited and FREE current accounts, regardless of their currency;
FREE VISA debit card;
FREE Internet Banking;
FREE inbound and interbank receipts;
FREE Internet Banking & SmartBank payment order;
FREE interbank payments in Lei, through Internet Banking, depending on the chosen package;
You have POS on your mobile phone (OTP POSible) for all Relaxed packages, OTP POS and Independent 25. Start collecting payments from anywhere.
Eligibility conditions
The Legal Representative is also the company’s administrator;
You are a Romanian citizen and you are over 18 years old;
You are the real beneficiary of the funds;
The company is registered in Romania at the National Office of the Trade Register;
The company has a tax residence in Romania;
The company is not and has not been an OTP Bank customer;
The company does not deal with the weapons and ammunition production and sale, company does not deal with adult entertainment, the company is not part of a trust, the company does not trade virtual currencies (Bitcoin, Ethereum, etc.);
The company has no associates legal entities or non-resident individuals.
Are you interested in opening an online bank account?
Choose a package
Choose online
the appropriate current account package
for your business.
About the company
Fill in your personal data and company’s data for which you want to open an online bank account.
Choice confirmation
Confirm the choice of the package and the delivery address of the card.
Identity confirmation
Record a video to validate your identity.
Documents’ Signing
You sign the contracts electronically via SMS, then you will receive them by e-mail.
Apply 100% online!
Online bank account for legal entities. ZERO costs, unlimited benefits.
Come to the branch
Do you not qualify? Come to the nearest branch and we can discuss the options that suit you.
Frequently asked questions
What are the eligibility criteria for opening a 100% online bank account for legal entities?
You must meet the following criteria:
- The company is registered in Romania at the National Office of the Trade Register;
- The company has a tax residence in Romania;
- The company is not and has not been an OTP Bank customer;
- The company does not deal with the weapons and ammunition production and sale, company does not deal with adult entertainment, the company is not part of a trust, the company does not trade virtual currencies (Bitcoin, Ethereum, etc.).
- I am the company’s administrator;
- You are a Romanian citizen and you are over 18 years old;
- The company has no associates legal entities or non-resident individuals.
How long may I apply to open an online current account?
You may apply any time to open an online current account.
What are the documents required to open a 100% online bank account?
All you need is the updated articles of incorporation for SRL, SRL-D and your identity card, issued by the Romanian state. No more.
From which browser may I open an online current account?
Below is a list of recommended browsers:
Mobile/Laptop
Windows/Mac
Chrome – Versions 79+
Firefox – Versions 71 +
Edge - Versions 79+
Safari - Versions 14+
Phone/Tablet
Android (min v 6.0)
Chrome – the last version
IOS (min v12+)
Safari – The last 2 versions