Treasury Products

Develop your business as you wish. You have a number of Treasury Services and Products available to help you protect yourself against currency risk. Our solutions are specially designed for the smooth running of your business.

What are the products you can benefit from?

Treasury Products intended for Currency Risk Management:
FX SPOT transactions: exchange rates negotiated for foreign exchanges starting from EUR 5,000 or equivalent and access to real-time currency quotes;
FX Forward transactions: foreign exchange transactions with settlement at a later date for a more efficient cash flow planning;
FX Swap transactions: in the case of funds in different currencies, the liquidity can temporarily be exchanged in a certain currency in a pair, without exposure to currency risk;
Call options: derivative financial instruments by which can be purchased at a later date, called the expiration date, a certain amount in foreign currency at a predetermined rate (a premium will be paid on the date of the transaction in order to benefit from the product);
PUT options: derivative financial instruments by which can be sold at a later date, called the expiration date, a certain amount in foreign currency at a predetermined rate (a premium will be paid at the date of the transaction in order to benefit from the product);
Strategies on the FX Tunnel exchange rate: simultaneous trading of a sale and purchase of options, the acquisition of one being financed partially or totally by selling the other. This strategy can be applied at zero cost, without the need to pay a premium at the time of the transaction.
Derivatives and Investment Products:
Dual Currency Structured Deposit (Dual Currency Deposit): This is a deposit with terms ranging between 2 weeks and one year, which realizes a yield - higher than traditional term deposits, while the capital is subject to currency conversion risk.

Regulatory Framework

You can find all the details regarding the regulatory framework for investment products and services on the page: MiFID II .

OTP Trader

electronic trading system correlated in real time with the interbank market, having the possibility to trade foreign exchange at preferential (negotiated) quotes.
For details, contact us at: Treasury Sales, phone: 0372 318583, 0372 318584, 0372 318585, 0372 318586, 0372 318587, 0372 318588;
Fax: (+40) 21 308 51 79.

Email: sales.treasury@otpbank.ro

The Limit for Hedging Investment Services

revolving limit, by which OTP Bank can offer your company the contracting of derivative financial products in different currencies, for a certain period of time.

Advantages:

The limit is set according to the company's hedging requirement;
Maximum period of granting 180 months from the date of signing the loan contract;
Options on exchange rate: maximum 12 months;
Swap on exchange rate: maximum 18 months;
Forward on exchange rate: maximum 18 months;
Interest rate swap: maximum 180 months, but no more than the maturity of the loan for which the hedging is made;
The structure of guarantees is flexible.