Savings

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As of July 30 2024, OTP Bank Romania is owned by Banca Transilvania and is no longer affiliated with OTP Group. The OTP brand is used under a temporary license. Visit the Questions and Answers section for more information.

Term deposits

OTP Bank offers you a high degree of flexibility to choose the optimal combination between the setup period, the interest payment method, as well as the currency in which you want to save.
  • The interest rate is fixed until the deposit maturity date
  • The deposit can be set up in a number of currencies
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Performance Guarantee Deposits

This deposit will help you both in relation to the beneficiaries of the services of your business, but also with the state institutions, where this working process is manadatory, by law.

  • The deposit is available in LEI, EUR and USD

  • Fixed annual interest for the amount deposited

  • The amount and the set up period are established according to the contract or the award documentation

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Assets Security Deposit

The Assets Security Deposit is addressed to employees of state-owned companies, authorities, private companies and public institutions, who are required by law to provide a cash guarantee in order to be liable for the management of their assets.
  • The money accumulate an interest equal to that of a 12-months term deposit for legal entities
  • The guarantee account is opened in lei, on behalf of the company for a period of 12 months
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