We would like to draw your attention to the increase in spoofing fraud attempts, where attackers call potential victims from a phone number that appears to be the bank's and pose as employees of financial institutions. We advise you to be vigilant and not to share confidential data such as bank account access credentials (IB) or bank card security data with anyone.

European funds

Loan for Projects Funded from European Funds

OTP Bank offers you flexible financial solutions for projects supported by European Funds.
  • Financing of up to 100% of the value of the grant
  • These may be in the form of bridge-type loans for pre-financing Non-refundable European Funds or in the form of Investment Loans for financing eligible and ineligible expenses
  • It can be granted in both LEI and EUR
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Loan for VAT Financing

Pay the VAT related to the investments you want to make through a special loan created by OTP Bank for the VAT financing. This loan can be granted both for projects implemented using European Funds and for those implemented from own resources.
  • You can finance up to 100% of the VAT related to the investment project
  • It can be used both for financing the eligible and ineligible VAT within the projects implemented from European funds
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Comfort Letter

In order to demonstrate the co-financing potential of the project you want to develop, OTP Bank helps you by issuing a Comfort Letter, so that you can prove trust easier and easier for your future partners.
The comfort letter will demonstrate the co-financing potential for both eligible and non-eligible expenses.
  • The currency of the Comfort Letter is correlated with that of the loan requested for the project and for which it is requested
  • The maximum validity period can be 180 days from the issuance, correlated with the financing structure / loan requested

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Letter of Guarantee

OTP Bank helps you obtain the financing needed for your project by issuing a letter of guarantee in order to demonstrate the ability to reimburse your pre-financing or advance.
  • The letters of guarantee may be issued for a maximum period of 36 months, correlated with the provisions of the financing contract
  • The maximum amount is up to 110% from the total received from the contract authority
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