Accounts & packages


Between 23rd of November 2020 and 31st of December 2020, the working schedule within all the OTP Bank territorial units will be, from Monday to Friday, between 10 AM and 5 PM.
Find out more.

Accounts & packages

Current account and operations


Online Current Account for SMEs

Open an Online Current Account for SMEs directly on your PC. Bank account with advantageous conditions for your business.

  • Quickly and efficiently: fill in some data and upload the documentation online;
  • View and edit the entered data at any time;
  • Receive the contract documentation in advance;
  • Choose online the best service package for your business;
More details

Online Current Account for Individual Businesses

It's much easier when it's online! Whether you have just started out your business or your activity is well underway, opt for an Online Current Account if you want a reliable partner. You have access to dedicated product and service packages, including card and Internet Banking.
  • Quickly and efficiently: fill in a few data and upload the documentation online
  • View and edit the entered data at any time
  • Receive the contractual documentation in advance
More details

OTP Express

OTP Express is a service intended for OTP Bank’s customers who wish to make transfers to the subsidiary banks, belonging to the OTP group, open in Hungary, Croatia, Serbia, Russia, Ukraine, Montenegro, Bulgaria, and Slovenia.
  • Reduced costs
  • Time saving
  • Accessibility – the transfer can be made at the OTP branches or via the OTPdirekt – Internet Banking service
More details

Digital Certificate for Electronic Signature

This service is offered by certSIGN via OTP Bank.
  • Filing easier the tax returns with ANAF, including Statement 112
  • The electronic signature has the same value as the one on the paper
  • Quickly transmit information electronically, to institutions
More details

Consignment Account for Court Enforcement Officer

OTP Bank has created a special account, addressed to the Offices of Court Enforcement Officers or the Professional Civil Companies of Court Enforcement Officers.
  • No minimum amount for opening
  • It can be opened in both LEI and foreign currency (EUR, USD, HUF, and CHF)
  • No fees*
  • * exception: SWIFT charges and fees of correspondent banks, in case of payments in foreign currency
More details

ESCROW Account

Now you can keep the amount of money needed to close the business in an Escrow account until you successfully close the real estate transaction / civil or commercial agreement / services / goods delivery or any other similar transactions.
  • Safe solution for any contractual transaction
  • No minimum amount for setup
  • Can be opened in several foreign currencies: LEI, EUR, USD, GBP, CHF, and HUF
More details

OTPdirekt - Internet banking

Current Account and Transactions with Internet Banking

Do you wish to access your accounts and to manage your bank activity anywhere around the world, easy and fast, without going to a bank?
  • You make payments in lei or in foreign currency
  • Currency exchanges / transfers of amounts between accounts
  • You can top up your card whenever you need, even at night or in weekends
  • Manage your finances quickly and easily with MyMentor
More details

OTPdirekt SmartBank

With OTPdirekt – SmartBank you have direct access to the financial situation of your company and you can make transactions directly from your mobile phone. The OTPdirekt – SmartBank app is free for Android and iOS.
  • Greater comfort. You perform banking operations, benefiting from extended hours compared to the bank's offices
  • Quick authentication with fingerprint or FaceID
  • Fees are up to 50% lower for transactions carried out through SmartBank or Internet Banking
More details

OTPdirekt Push Notifications and SMS Alerts

By using the OTPdirekt Push Notifications and SMS Alerts service, you will be notified in real time about your finances, any activity on your account, as well as other financial information that you choose to receive.
  • Always keep track of your finances
  • Your transactions are safe
More details

OTPdirekt Contact Center

Now you can connect to your accounts after making only one phone call!
By using the Contact Center service offered by OTP Bank, only one phone call is sufficient for learning any information about the bank or for making any type of transaction or operation.
More details

Products and services packages


Start-Up HERO Package

In the beginning, your business needs a stimulus in order to develop, and OTP Bank Romania offers you the Start Up HERO package, intended for customers who own an account at OTP Bank, for at least 2 months.
  • ZERO administration fee for an unlimited number of accounts
  • Free subscription for Internet banking service for one user
  • Free issuing and administration of the card, in the first year
More details

Dynamic Package

Your activity does not require an office or a fixed program. You need a bank that fits your flexility and dynamism in activity, by accessing your accounts anywhere and at anytime.
  • All the current accounts are free
  • 0 fee for issuing and administration of VISA Business or VISA Business Silver debit card
  • Internet Banking service, free for two users
  • You will receive a free accident insurance
More details

OTP POS Package

If you purchase an OTP POS package, you benefit from free installation and administration of the POS terminal.
  • Free administration of the current account
  • Free OTPdirekt subscription for one user
More details

Calculat & Relaxat Packages

Choose the best for your business.
  • Various range of services offered free of charge
  • Optional products and services at a reduced cost;
  • Choose the best option, online, from the platform: :
More details

Foreign Exchange Offices Package

Foreign Exchange Offices packages are created as offers, which share the following characteristics: better exchange rate than the standard one, special interest rates, reduced fees, and other benefits.
  • STANDARD Package: 5,99 €
  • PLUS Package: 9,99 €
  • PREMIUM Package: 14,99 €
More details

Owners’ Associations Package

It is easier to administrate efficiently the funds for the Owners’s Associations. Moreover, you do not even have to go to a branch.
  • 0.10% interest bonus for all standard deposits of a minimum of at least one month set up by Internet Banking and SmartBank
  • Internet Banking subscription FREE for one user
  • Zero costs for services: administrating an unlimited number of accounts regardless of currency
More details

Practical Package

You benefit from the best business solution for the development of your activity, safely and easy.
  • All the accounts are free, regardless the currency and the number of accounts you wish to open
  • FREE issuing and administration for VISA Business debit card
  • OTPdirekt FREE for one user
More details

Advanced solutions for liquidity management, invoice collection, other services

Cash Sweeping - Standing Order

Cash Sweeping - Standing Order service is addressed for resident or non-resident legal entities, which operate either on the territory of Romania or have an international presence and who carry out their liquidity management activity centrally and want to optimize thecash flow.

More details

Invoices Collection

An organized business gets on like smoke. Make sure you benefit from all the services that can help you maintain the order and inventory of the necessary information.
More details

Electronic RM

Through the Internet Banking platform, Electronic RM informs you, free, about the ongoing credit, and you can check at any time if there are any unpaid amounts.
More details

OTP Trezor

Based on the authorization from you, OTP Bank can make the transfer of the amounts from the treasury account into the current account open at the bank, and in the same time, the Bank will act as a legitimate trustee in order to collect the statements of account from the Treasury.
More details

High Value Goods Transportation Service

You collect a lot of money and you need a fast and safe transfer of the cash between your units and OTP Bank? Sign a values transport agreement with OTP Bank, and your values will be collected from your offices whenever you want.
More details

Payment Agent

You can distribute funds towards various beneficiaries, natural and legal persons, clients, or non-clients of OTP Bank, through our banking units or by bank transfer.
More details

Liquidities concentration

Now you can administrate and centralize your liquidities in only one account. If you wish to optimize your cash flow, choose the right solution for your business.
More details