Flexible Maturity Deposits

Flexible Maturity Deposits

Think two moves ahead. You have control over the receipts and payments you make, and we support you with adaptable solutions for your business. Choose a Flexible Maturity Deposits and with convenient terms depending on the activity of your company!

You can choose any period you want to set up deposits, whether you need funds over 42, 78 or even 231 days

You set yourself the maturity between 1 month and 24 months for deposits in LEI, EUR and USD, and for those in GPB, CHF and HUF between 1 month and 12 months

How to get a Flexible Maturity Deposit?

Visit Us

Visit our OTP Bank branch,
and let's discuss the best alternative for you.

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Call Us

Request information by calling HelpDesk
at (+4) 021 308 57 10.

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OTP Bank Romania S.A. is a participant of the Bank Deposit Guarantee Fund in Romania and its depositors benefit from a guarantee, by payment 
of compensations, of eligible constituted deposits, within the coverage limit as established periodically by law, currently amounting to the lei equivalent of 100.000 EUR for each account holder. This level of coverage was established by Law No. 311/2015 concerning deposit guarantee schemes and the Bank Deposit Guarantee Fund, as published in the Official Journal No. 918 from December 11th, 2015. According to the law, the term „deposit” means any credit balance, including interest due, arising from funds existing in an account or from transient situations deriving from current banking operations and which the credit institution must reimburse, according to the applicable legal and contractual conditions, including term deposits and savings accounts and which are not found in one of the situations expressly mentioned in the law as not falling under the category of these deposits (art.3 (5) of the said law details the credit balances which do not fall under the category of deposits defined above). The notion of a ”coverage limit” is the maximum level of the guarantee per guaranteed depositor and bank, applicable according to art. 61 par. (3).

Additional information for depositors is available under section „Information for depositors”, which includes the list of deposits excluded from guarantee.

More details can also be found on the website: www.fgdb.ro.