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For a quality experience, on Thursday 25 April from 17:30-19:00 we will be performing maintenance work for OTPdirekt and Smartbank. During this time the service may operate intermittently. Thank you for your understanding!

Assets Security Deposit

Be in control even when you delegate responsibilities and duties. Regardless of their type, the assets of your company (material, financial or other values) will always be protected by an Assets Security Deposit. It is addressed to employees of state-owned companies, authorities, private companies and public institutions, who are required by law to provide a cash guarantee in order to be liable for the management of their assets.

The money accumulate an interest equal to that of a 12-months term deposit for legal entities

The guarantee account is opened in lei, on behalf of the company for a period of 12 months

Upon maturity, the deposit is automatically extended, with the interest capitalization, and the interest rate for the following year is the one valid at the time of renewal

How to get an Assets Security Deposit?

Visit Us

Visit our OTP Bank branch,
and let's discuss the best alternative for you.

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Call Us

Request information by calling HelpDesk
at (+4) 021 308 57 10.

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OTP Bank Romania S.A. is a participant of the Bank Deposit Guarantee Fund in Romania and its depositors benefit from a guarantee, by payment 
of compensations, of eligible constituted deposits, within the coverage limit as established periodically by law, currently amounting to the lei equivalent of 100.000 EUR for each account holder. This level of coverage was established by Law No. 311/2015 concerning deposit guarantee schemes and the Bank Deposit Guarantee Fund, as published in the Official Journal No. 918 from December 11th, 2015. According to the law, the term „deposit” means any credit balance, including interest due, arising from funds existing in an account or from transient situations deriving from current banking operations and which the credit institution must reimburse, according to the applicable legal and contractual conditions, including term deposits and savings accounts and which are not found in one of the situations expressly mentioned in the law as not falling under the category of these deposits (art.3 (5) of the said law details the credit balances which do not fall under the category of deposits defined above). The notion of a ”coverage limit” is the maximum level of the guarantee per guaranteed depositor and bank, applicable according to art. 61 par. (3).

Additional information for depositors is available under section „Information for depositors”, which includes the list of deposits excluded from guarantee.

More details can also be found on the website: www.fgdb.ro.