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The Woman Manager

Choose OTP Bank Romania as a partner bank in this program. Apply now!

The Woman Manager Program is designed to encourage and stimulate the establishment of small and medium enterprises, implemented by the Ministry of Entrepreneurship and Tourism (MET) through the Agencies for Small and Medium Enterprises, Attracting Investment and Export Promotion (AIMMAIPE). 

The main objective is to stimulate and support the establishment and development of private economic structures established and managed by women, improving their economic performance, achieving intelligent, sustainable and inclusive economic growth, based on digitization, sustainable development, innovation and entrepreneurial training, in the context of problems related to maintaining the balance between family and professional obligations and prejudices still existing at the local level.

Companies must comply with the criteria that at least one of the associates must be a woman and hold at least 50% of the company's shares.


At least 5% own contribution of the eligible expenses, plus all ineligible expenses from the project

Non-reimbursable financing in a percentage of maximum 95% of the value of the eligible expenses related to the investment project

Guaranteed bridge loan, within the Program, through FNGCIMM / other guarantee funds, up to 80% of the loan value

What are the advantages of the Woman Manager Program?

  • The maximum amount of RON 200,000 / beneficiary for the companies that assume creating and maintaining two jobs through the Program, or maximum RON 100,000 / beneficiary for those that assume creating and maintaining a single job through the Program, which may represent a maximum of 95% of the amount of eligible expenditure (including VAT for non-paying companies) related to the project;

  • The costs generated by obtaining the Bridge loan can be budgeted through the Project;

  • The bridge loan may be secured by FNGCIMM / other guarantee funds, as the case, up to 80%. 

How can you benefit from the Woman Manager Program?

  • 1.    Apply in the portal and choose OTP Bank Romania, as a partner bank in this program.

  • 2.    Fill in the identification data and submit the online funding application in the application developed by MAT.

  • 3.    Following application, your project will be evaluated on the basis of an evaluation grid.

  • 4.    After the project has been evaluated and selected for financing, you will sign with MAT, through the Agency for SMEs, the non-reimbursable financing contract.

  • 5.    If necessary, you can ask us for pre-financing of loans (bridge loans) and / or co-financing of the project.

  • 6.    After the signing of the grant agreements, the implementation of the project will start.

  • 7.    OTP Bank Romania will further transfer the allowance to your account, upon receipt of the agreement from the Ministry.

Eligibility criteria

The Beneficiary is eligible under the Program if at the date of granting the loan it cumulatively meets the eligibility criteria provided in the “Order of the Minister of Entrepreneurship and Tourism no. 1.314/2022 regarding the approval of the implementation procedure of the multiannual national program for the development of entrepreneurial culture among women managers in the SME sector", with subsequent amendments and completions, as well as the eligibility criteria of the Bank.

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