Semi-standard Credit Line for SMEs

Semi-standard Credit Line for SMEs

It is easy to overcome the difficult times that you may encounter in the process of developing your business, when you have simple and reliable solutions at hand. OTP Bank offers you an ideal product for unexpected expenses, available in lei and with no real estate collateral. The semi-standard Credit Line is available for companies whose annual turnover is between 1 and 5 million EUR. 

You cover your expenses related to the operational activity, including overdue payments to state and local budgets

You can refinance same type loans, contracted to other banking institutions

The maximum amount that can be contracted is 300,000 Euro (equivalent in lei), in relation to the annual turnover

What are the advantages of the Semi-standard Credit Line for SMEs?

  • You cover your expenses related to the operational activity, including overdue payments to state and local budgets;

  • You can refinance same type loans, contracted to other banking institutions;

  • The financing can be granted for a maximum of 12 months, with the possibility of extension;

  • The maximum amount that can be contracted is 300,000 Euro (equivalent in lei), in relation to the annual turnover;

  • With no real estate collateral, you only need the mortgage on all current accounts opened with OTP Bank and the surety contract;

  • Quick approval.

How to get the Fixed Interest Rate Loan?

Visit Us

Visit our OTP Bank branch,
and let's discuss the best alternative for you.

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Call Us

Request information by calling HelpDesk
at (+4) 021 308 57 10.

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