Overdraft with No Real Estate Collateral, ONLINE

Overdraft with No Real Estate Collateral, ONLINE

The time of any entrepreneur is precious. Use it efficiently and choose a simple way to finance all the current expenses of your business. You can opt for a quick financing product, accessible online, from the Internet Banking platform - OTPdirekt. If you have at least one account open at OTP Bank, an Overdraft with No Real Estate Collateral may be the handiest solution you have.

Simple and fast

You can even use it for refinancing the same type of credit from other banks

You get the product immediately, with no real estate collateral, through simplified documentation

What are the advantages of the Overdraft with No Real Estate Collateral?

  • You finance your current business expenses and you can make any type of payment and withdrawal of cash, allowed by the legislation in force;

  • You get the product immediately, with no real estate collateral, through simplified documentation, with a quick approval and implementation;

  • You can even use it for refinancing the same type of credit from other banks;

  • The granting period of 12 months, with the possibility of extension;

  • Simple and fast: you only need the mortgage on all current accounts opened with OTP Bank and the surety contract;

  • The maximum amount that can be contracted is 450,000 lei, correlated with the financial cycle of the company and will be reimbursed from the daily operations.

How to get the Overdraft with No Real Estate Collateral?

Online

Apply Online

Access Internet Banking – OTPdirekt
and choose the best solution for you.

Access Application

Visit Us

Visit our OTP Bank branch,
and let's discuss the best alternative for you.

Choose Branch

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