We would like to draw your attention to the increase in spoofing fraud attempts, where attackers call potential victims from a phone number that appears to be the bank's and pose as employees of financial institutions. We advise you to be vigilant and not to share confidential data such as bank account access credentials (IB) or bank card security data with anyone.

Overdraft for SME

When it comes to your business, you have paid special attention to the relationships with customers and suppliers. Collaborating with them actively contributes to the development and growth of your business. Therefore, we present a very useful instrument for financing current expenses, so that you can enjoy a balanced cash flow.

Simple and easy to get

It can be in lei or EUR for a period of maximum 12 months

No supporting documents

What are the advantages of the SME Overdraft?

  • Simple and easy to get;

  • It can be in lei or EUR for a period of maximum 12 months, with the possibility of extension;

  • No supporting documents;

  • Revolving facility, and any reimbursed amount may be used again;

  • The maximum value of the facility is equivalent to the average monthly turnover of the company;

  • The receipts from the account decrease the amount to be reimbursed and implicitly the interest paid for the amounts used.

How to get the SME Overdraft?

Visit Us

Visit our OTP Bank branch,
and let's discuss the best alternative for you.

Choose Branch

Call Us

Request information by calling HelpDesk
at (+4) 021 308 57 10.

Call HelpDesk

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