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The non-cash account limit 

is a binding or non-binding repeated use product, which OTP Bank makes available to you if your current business involves frequent issuing of guarantee instruments in favour of business partners (issuing letters of guarantee, opening letters of credit, endorsing cheques).

What are the characteristics of this product?  

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The account limit may be granted for up to 36 months;

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The drawdown period is up to 12 months;

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It is a revolving facility, as it may be used for one or more drawdowns, according to its intended purpose; thus, as the guarantee commitments expire, an available fund is created under this account limit and it can be used for new drawdowns, without exceeding, however, the value and validity agreed in the loan contract.

Due to the non-cash facilities issued under this account limit, you can benefit from less expensive financing, without the need to lock up your financial resources.