General All-purpose Loan

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As of July 30 2024, OTP Bank Romania is owned by Banca Transilvania and is no longer affiliated with OTP Group. The OTP brand is used under a temporary license. Visit the Questions and Answers section for more information.

The success of your business is also offered by your flexible response to the external conditions that influence your field of activity. You know what suits you best and why you need everything to go smoothly. For any ideas you have, we are here to support you.

It covers the general all-purpose expenses

The maximum amount that can be contracted is 600,000 lei for loans in lei or 100,000 EUR for those in EUR

The granting period is up to 84 months

What are the advantages of the General All-purpose Loan?

  • It covers the general all-purpose expenses;

  • The maximum amount that can be contracted is 600,000 lei for loans in lei or 100,000 EUR for those in EUR;

  • The granting period is up to 84 months;

  • It can be used to refinance other loans with the same destination;

  • Required guarantees: mortgage on residential properties or commercial premises, surety contract, movable mortgage on all current accounts opened with OTP Bank, guarantees issued by FNCGIMM Guarantee Funds (optional).

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