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OTP Bank provides with the credit line

a flexible product intended for companies in any field of activity. With a credit line from OTP Bank at your disposal, you have the resources necessary for unexpected expenses, you can respond promptly to the challenges of the business environment and react quickly in any situation.


The 12 month loan is dependent on your annual turnover, the financial qualitative analysis of your business and the type of guarantee.


The credit line is revolving, as any reimbursed amount may be used again so that the value used does not exceed, at any time, the approved value of the facility.


If you want to take a loan in the maximum amount of EUR 300,000 (or RON equivalent), in terms of annual turnover, you will get a fast approval and a simplified analysis.

Additionally, if you are eligible, the credit line can be obtained in lei, quickly, without real estate collateral.

Moreover, you can apply 100% ONLINE, directly on the https://www.otpdirekt.ro/credit-racheta platform and only after a few simple steps, we can offer you a quick response, in maximum 24 hours.