If you want to implement your plans as soon as possible, but you are conditioned by the financial resources, we come to your aid with optimal solutions. OTP Bank offers you flexible financial solutions for projects supported by European Funds. These may be in the form of bridge-type loans for pre-financing Non-refundable European Funds or in the form of Investment Loans for financing eligible and ineligible expenses.
What are the advantages of the Loan for Projects Funded from European Funds?
In the case of bridge-type loan:
Financing of up to 100% of the value of the grant;
It shall be reimbursed upon maturity from the grant received from the contracting authority;
The maximum granting period is 24 months;
It can be guaranteed with assets financed by loan.
In the case of investment loan:
Both eligible and ineligible expenses can be financed;
The maximum granting period is 10 years;
Reduced amount of the advance requested;
Guarantee with the assets financed by loan to complement the guarantees provided by the company and/or FNGCIMM, FGCR or EximBank;
A grace period may be granted for the payment of the principal.