x

ONLINE UPDATE OF DATA
For OTP Bank clients

For updating personal data or company data and legal / conventional representatives

Click here

Do you have a savings plan for your business? 

Do you calculate every opportunity to increase your finances? With the deposit with prepaid interest rate you are one step ahead of all expenses.

 

The deposit with prepaid interest rate is a savings product by which you can receive the interest in the current account on the same day when the deposit is set up.

What advantages does the deposit with prepaid interest rate offer you?

otp bank

You receive the interest in the current account on the day when the deposit is set up;

otp bank

You can set up the deposit for 3, 4 or 6 months in RON, EUR or USD;

otp bank

The interest rate is fixed throughout the validity of the deposit;

otp bank

The minimum amount needed to open the deposit is RON/EUR/USD 500, depending on the currency in which the deposit is set up;

otp bank

Upon maturity the deposit is automatically liquidated and the money is transferred to the company's current account.

 

In order to have permanent access to information, we provide you with the interest rates for Legal Entities,  on term deposits.

 

The deposit with prepaid interest rate from OTP Bank is an advantage for your business!

 

OTP Bank Romania S.A. is a participant of the Bank Deposit Guarantee Fund in Romania and its depositors benefit from a guarantee, by payment of compensations, of eligible constituted deposits, within the coverage limit as established periodically by law, currently amounting to the lei equivalent of 100.000 EUR for each account holder. This level of coverage was established by Law No. 311/2015 concerning deposit guarantee schemes and the Bank Deposit Guarantee Fund, as published in the Official Journal No. 918 from December 11th, 2015. According to law, the notion of a „deposit” means any credit balance, including the interest due, resulting from funds in an account or in transitory situations, deriving from current banking transactions, which the bank should repay, according to applicable legal and contractual conditions, including term deposits and savings accounts and which are not included in the list of situations mentioned in the Law specifically as not entering the category of these deposits (art. 3 (5)) of the law mentioned, detailing the credit balances which are not included in the deposit categories defined above). The notion of a „coverage limit” is the maximum level of the guarantee per guaranteed depositor and bank, applicable according to art. 61 par. (3).

 

Additional information for depositors is available under section „Information for depositors”, including the list of deposits excluded from guarantee.

For more details please visit the website: www.fgdb.ro.