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With the help of the POS and e-commerce terminals 

at 3D Secure international standards (Verified by VISA, MasterCard SecureCode), OTP Bank can support your business regardless of its location – both in stores and e-shops. With a high acceptance of VISA, VISA Electron, MasterCard and Maestro cards for payment, you facilitate your clients' access to your products and services.


Due to the system that allows on-the-spot authorisation, card payments in stores can carry on without disruption. Therefore, card transactions become a simple and safe alternative for your business. 


In order for you to have quick access to our POS and e-commerce services, we have simplified the adhesion procedure to the card payment service, and card transactions carried out in your stores are settled within 24 working hours from the end-of-day closing operations of your POS or e-commerce terminal. 


For the authorisation, processing and settlement of card acceptance operations through POS or e-commerce, OTP Bank charges a percentage fee in relation to the amount of transactions settled in your current account.


Also, the fees charged by the bank for the implementation and monthly maintenance of the e-commerce service on websites are designed to encourage your business

What are your advantages?

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Increase in proceeds from sales and/or service provision;

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Greater credibility of your company due to the interest shown in transaction security;

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Collection of the price of products or services directly in your company's current account;

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Drawing new clients through this modern and easily accessible service, which provides transaction safety at international standards;

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Participation in promotional campaigns organised by VISA, MasterCard and
OTP Bank, for more bank card payments.

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Free of charge components: given the increasing trend of accepting debit and credit cards for payment, we provide a series of components of this service, free of charge: installation and use of POS equipment required for card transactions; training the staff, upon request, on POS or e-commerce payments; training the staff on preventing and combating frauds committed through these non-cash payment instruments; consumables required to use POS equipment, such as thermal paper rolls; stickers to provide visual indication that VISA and MasterCard cards are accepted for payment; help desk and telephone assistance for the use of POS and e-commerce equipment; consultancy services on operations of card acceptance for payment.