We would like to draw your attention to the increase in spoofing fraud attempts, where attackers call potential victims from a phone number that appears to be the bank's and pose as employees of financial institutions. We advise you to be vigilant and not to share confidential data such as bank account access credentials (IB) or bank card security data with anyone.

Practical Package

The main ingredient for a successful business is simple and practical solutions. Regardless of the activity level, you know that you can count on a reliable partner to offer you the advantages you need in your endeavour, in complete safety.

All current accounts are FREE OF CHARGE regardless of their number and currency type

OTPdirekt Service FREE OF CHARGE for one user

3 monthly cash withdrawals from the OTP Bank ATMs

What are the advantages of a PRACTICAL package?

  • All current accounts are FREE OF CHARGE regardless of their number and currency type;

  • OTPdirekt Service FREE OF CHARGE for one user;

  • FREE OF CHARGE: intrabank payment orders in lei through OTPdirekt, Intrabanking Direct Debit Service, bank transfer receipts, issuance and administration of the Visa Business Debit Card, for the first year;

  • 3 monthly cash withdrawals from the OTP Bank ATMs;

  • The SMS Alert Service through OTPdirekt FREE OF CHARGE in the first two months;

  • 10 free of charge transactions per month for interbank payment orders made through Internet Banking;

  • 50% discount from the standard fee for Interbanking Direct Debit;

  • Creating online store – Soldigo*.

* Creating the Soldigo online store offers you:
50% discount on the payment of the annual subscription for the Soldigo facility, if you choose a number of 699 or 999 products and 6 product images. After the first year, you can either pay the subscription, maintaining the whole year the 50% discount or opt for the monthly payment, the discount being of 20%.

How much does the PRACTICAL Package cost?

The subscription for the PRACTICAL Package is only 25 lei / month.

How to get the PRACTICAL Package?

Visit Us

Visit our OTP Bank branch
and let's discuss the best alternative for you.

Choose Branch

Call Us

Request information by calling HelpDesk
at (+4) 021 308 57 10.

Call HelpDesk

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Frequently asked questions

The packages of products and services within OTP Bank Romania are concluded for a period of 12 months, with the possibility of extension for new periods of 12 months each. In the event that it is opted for termination of the package prior to the 12 months from the date of set up and for the non-contracting of another package at a higher price, it is necessary to pay the equivalent of the monthly subscriptions remaining to be paid until the end of the 12 months.

A customer can hold only one type of banking product and service package offered by OTP Bank Romania. However, the „Calculat 25”, „Calculat 50”, „Relaxat 150”, „Relaxat 200” and „Relaxat 300” Packages can be held simultaneously with a package intended for customers - foreign exchange offices, and „Calculat 25” si „Calculat 50” Packages can be held simultaneously with the OTP POS package.

Yes, start-up customers who have a maximum of 12 months from establishment, benefit from the dedicated START-UP HERO package, with significant advantages, if the current account is opened for a maximum of 2 months and you do not hold other packages of banking products and services.

Yes, you will be able to choose another package at a higher price, with higher benefits.

For example, if you currently have the „Calculat 25„ package, you can change it with any of the following packages: "Calculat 50”, „Relaxat 150”, „Relaxat 200” or „Relaxat 300”.

The monthly administration fee is free of charge for all accounts, regardless of the currency of the account.

For interbank payment orders in lei, made via OTPdirekt and granted as free transactions within packages, depending on the benefits of each package, the Bank's fee is not charged.