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OTP Bank Romania is participating in the INDAGRA fair with special products for farmers


Bucharest, October 29th 2018 – Between October 31st and November 4th, 2018, OTP Bank Romania welcomes farmers to the most anticipated agricultural event organized annually in Romania, the INDAGRA fair.


OTP Bank Romania's banking specialists will provide clients in the agricultural sector with relevant information and advice on how to get easier access to financing for their businesses. The bank provides them with two advantageous financing products, to streamline their operational activity by covering current expenses: the loan for the double pre-financing of APIA SAPS subsidies and Your Season Loan – either without any real-estate collateral or partially guaranteed.


The loan for the double pre-financing of the APIA SAPS subsidies is a facility unique in Romania, which allows up to 160% upfront financing, representing twice the APIA SAPS subsidy, with the possibility of increasing the amount in the second year.


Through this product, we are helping our customers requesting payment under SAPS (the Single Area Payment Scheme), including redistributive payment, payments for greening and rural development compensatory measures, through pre-financing for two years, based on the same APIA certificate, with simplified documentation.


Moreover, the participants can find details about other flexible loan opportunities, such as Your Season Loans, with or without real estate collateral, products developed in partnership with Groupama Asigurari. Thus, customers can access either Your Season Loan - without real estate collateral, the product being guaranteed exclusively by the policy issued by Groupama Asigurari S.A., if the amount requested is up to RON 200,000 or Your Season Loan – partially guaranteed, for which only 50% additional collateral is required, being partially secured on the basis of a policy issued by Groupama Asigurari SA, if the amount requested does not exceed EUR 200.000.


"The INDAGRA fair is a tradition for us, this being the sixth year in which we participate as a supporter of the clients who are active in the agricultural sector. As always, we are attending the event with quality services and products that confirm our commitment to ensure continuity in our customers' activities, and the specific products we are launching are proof of the solid partnerships we want to have with each client”, said Roxana Maria Hidan, SME Director, OTP Bank Romania.


OTP Bank Romania, subsidiary of OTP Bank, the largest independent banking group in Central and Eastern Europe, is an integrated and self-funded provider of financial services. With an approach based on responsibility, commitment and professionalism, OTP Bank Romania understands its clients' needs and the current market context, being a reliable partner in the area of financial services.


OTP Bank is the 9th safest bank in Central and Eastern Europe in 2017, according to Global Finance. OTP Group offers high quality universal financial services to almost 15 million clients in nine countries through its network of roughly 1,400 branches, ATMs and cutting-edge electronic channels. OTP Bank Plc. is the largest financial service provider in Hungary and an important player in the Central and Eastern European market.