We would like to draw your attention to the increase in spoofing fraud attempts, where attackers call potential victims from a phone number that appears to be the bank's and pose as employees of financial institutions. We advise you to be vigilant and not to share confidential data such as bank account access credentials (IB) or bank card security data with anyone.

Your digital card is available in SmartBank!

How many times have you left your physical card at home and couldn’t get your work done? Luckily, you no longer need to answer that. Especially now that you have a “Digital Card” available in SmartBank and OTPdirekt.

This feature is meant to help you whenever you need to make a payment or a cash withdrawal.  

All your physical card data (card number, expiry date, CVC/CVV code) is available to you  anywhere, anytime. 


Pay online or at any physical store with POS and withdraw cash from our contactless ATMs.


Easy access to your digital card. You only have a few simple steps to follow.


How to experience this function and its benefits:

  • Fast and easy online payment for anything. From now on, you have all the necessary details for such payment at your own disposal;

  • Easy Mastercard enrollment to mobile payment apps - Apple Pay (for iOS) and Google Play (for Android);

  • And then:

  • Pay at any POS from physical stores;

  • Cash withdrawal from the OTP Bank ATMs with the contactless feature.

Discover the digital card in just a few simple steps:

  • 1. Access the “Cards” menu from SmartBank or OTPdirekt

  • 2. Select the card you want 

  • 3. Choose the “Digital card” option

  • 4. Biometric or password confirmation

  • 5. All set! Now you can access all your data on the digital card. 

  • Important! The “Digital card” feature is immediately available to you only if you are an individual entity and you own a physical issued by OTP Bank. 

Not an OTP Bank client just yet? Open your account 100% online or come to the closest OTP Bank branch.

Apply Online

Online bank account. ZERO Costs. FAST receiving.

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Come to our branch

Come to the closest OTP Bank branch and we can discuss the options that fit your needs.

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