if you want to benefit from the best offers on the market for the term deposits in LEI for maturitues of 4, 9 and 15 months!
*the equivalent of an interest rate up to 5% for the whole period of 15 months
What are your advantages?
Increased interest rate compared to standard offer
An Interest Bonus for deposits opened through OTPdirekt: 0.20%
Minimum deposit amount: 3000 lei
ZERO commissions for deposits opening, administration, liquidation and cash withdrawal for matured deposits, at maturity date.
Choose the deposit that suits you and calculate here the interest.
Upon maturity you can choose one of the 3 options:
- automatic extension of the deposit with interest capitalisation, valid for 4 and 9 months - the term deposit will be automatically extended by the bank with a number of months equal to the initial option, by using the interest rate valid at the date of the deposit extension, and the interest accumulated for the previous period will be added to the initial deposit;
- automatic extension of the deposit without capitalisation, valid for 4 and 9 months - the online deposit will be automatically extended by the bank with a number of months equal to the initial option, by using the interest rate valid at the date of the deposit extension, and the interest accumulated for the previous period will be transferred to the current account;
- automatic liquidation of the term deposit, valid for all the 3 terms - the bank transfers the deposit amount and associated interest to your current account.
How can you open a promotional lei deposit with OTP Bank?
The offer is valid for the deposits established through the territorial units and through the OTPdirekt application.
For more information please fill out the form below and as soon as possible, you will be contacted by an OTP Bank representative who will guide you further.
Do you want more
Read the information from the downloadable pdf. documents or contact us and we will answer all your questions.Interest
OTP Bank Romania S.A. is participating at the Guarantee Fund for Banking Deposits (FGDB), and their depositors benefit, by compensations payment, of guarantee of the deposits held, within the cover limit established by the law periodically, which is EUR 100,000 (RON equivalent) at the present time, for each account holder. This cover limit was established by the Law no. 311/2015 regarding the deposits guarantee schemes and guarantee fund for banking deposits, published in the Official Monitor no. 918 from December 11, 2015. According to the law, the „deposit” notion represents any credit balance, including due interest, resulted from funds held in an account or from transitory situations deriving from current banking transactions that should be reimbursed by the financial institution, according to the legal and contractual conditions applicable, including term deposits and savings accounts, and the notion „cover limit” represents the maximum level of the guarantee/ per depositor/ per credit institution, applicable according with article 61 paragraph (3) or, after case according with article 62.
Do not fall into the category of deposits, as they were defined, credit balances whose existence can only be proven by a financial instrument, as it is defined in article 2 paragraph (1) point 11 of Law no. 297/2004 regarding the capital market, as amended and supplemented, unless it is a savings product certified by a certificate of existing nominal deposit on July 2, 2014. More information can be obtained by accessing depositors document: „ Information for depositors ”. More details are available on the website: www.fgdb.ro.