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Keep your savings perfectly safe with OTP Bank

Whether you want to put money aside for a major project or just for rainy days, the savings account from OTP Bank offers you access to your money whenever you want, mobility and many other benefits.




What are your advantages?

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The savings account is available in RON, EUR, USD and HUF and is valid for an unlimited period;

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A superior interest level compared to the current account;

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The savings account interest accumulates daily and is paid on a monthly basis. The interest rate is calculated and paid in cumulative instalments;

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You have flexibility and limited restrictions on fund access;

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Optimum management of extra funds;

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Zero opening and closing fees;

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The savings account can also be accessed by using a debit card issued on the name of the account holder or her account delegates;

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You can transfer funds to the savings account by cash deposits or intra/inter-banking transfers.


How can you open a savings account with OTP Bank?

All you need is a valid identity card, in original. You can apply for a savings account at any time, at any OTP Bank branch.


Do you want to save money on a monthly basis?

Then enjoy the automatic saving facility.


Use the OTPdirekt service to assign the date and amount of the deposit. You can choose to transfer on your pay day a certain amount of money directly to the savings account.


This way, you will never forget to save money and, through OTPdirekt, you will benefit from an attractive interest rate for your savings.


Moreover, the automatic transfer is free, no additional fees or taxes.

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Do you want more

Read the information from the downloadable .pdf documents or contact us and we will answer all your questions.

Interest Taxes and fees

OTP Bank Romania S.A. is participating at the Guarantee Fund for Banking Deposits (FGDB), and their depositors benefit, by compensations payment, of guarantee of the deposits held, within the cover limit established by the law periodically, which is EUR 100,000 (RON equivalent) at the present time, for each account holder. This cover limit was established by the Law no. 311/2015 regarding the deposits guarantee schemes and guarantee fund for banking deposits, published in the Official Monitor no. 918 from December 11, 2015. According to the law, the „deposit” notion represents any credit balance, including due interest, resulted from funds held in an account or from transitory situations deriving from current banking transactions that should be reimbursed by the financial institution, according to the legal and contractual conditions applicable, including term deposits and savings accounts, and the notion „cover limit” represents the maximum level of the guarantee/ per depositor/ per credit institution, applicable according with article 61 paragraph (3) or, after case according with article 62.

Do not fall into the category of deposits, as they were defined, credit balances whose existence can only be proven by a financial instrument, as it is defined in article 2 paragraph (1) point 11 of Law no. 297/2004 regarding the capital market, as amended and supplemented, unless it is a savings product certified by a certificate of existing nominal deposit on July 2, 2014. More information can be obtained by accessing depositors document: „ Information for depositors ”. More details are available on the website: www.fgdb.ro.