What are the benefits of an anniversary deposit?
- The anniversary deposit is available in LEI, EURO, USD;
- You have a 0.10% bonus above the bank's standard interest rate;
- You have zero opening, liquidation and cash withdrawal fees*;
The terms of establishment can be of 1 month, 3 months, 6 months, 12 months, 18 months, and 24 months.
* only in the case of cash withdrawals from term deposits, at maturity date (except those with a maturity less than or equal to one month).
What are your options at maturity?
- Automatic deposit liquidation - We transfer into your current account the deposit amount and the corresponding interest.
How to open an anniversary deposit?
Come to any of OTP Bank's branches with your Identity Card in original and our colleagues will give you all the details you need to open your deposit.
The minimum opening amount may be at least 100 LEI / EUR / USD.
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Frequently Asked Questions
Can I use the money I have in my savings account at any time? How does this affect me?
Yes, money deposited in a savings account can be used at any time. You will still receive the interest calculated for the amount you have in your savings account.
When do I receive the interest for my savings from the savings account?
Interest is calculated based on the daily amount you have in your account and is transferred into your savings account at the beginning of the following month. The interest rate is variable and varies depending on cumulative instalments.
What is the minimum amount required to open a deposit?
To open a deposit account with OTP Bank, you need at least 100 LEI, 100 EURO, 100 USD, 100 GBP or 25.000 HUF. To find out the interest rate level applied depending on the amount deposited and the maturity period, go to this link.
How is the interest on deposits?
Interest on deposits is fixed and applies to the amount in the deposit account for the selected period.
Can I withdraw interest on deposits every month?
You can withdraw interest monthly only if you opt for the following options:
- Deposit in LEI, EUR, USD, HUF, GBP with one month maturity;
- Deposit in LEI, EUR on 1 year with fixed interest and monthly interest payment.