Loans

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Between 23rd of November 2020 and 31st of December 2020, the working schedule within all the OTP Bank territorial units will be, from Monday to Friday, between 10 AM and 5 PM.
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Loans

Personal loans

Online

ONLINE Preapproved Personal Loan

The dream that you have had for many years and that you kept postponing it can finally turn into reality.
  • You rapidly receive a personalized offer – apply online and within 10 minutes you will receive the customized offer
  • You can borrow any amount between 2.000 and 44.000 LEI
  • You have 0% monthly fee for Loan administration
  • The repayment period is between 6 months and 60 months
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Personal Loan

There are times when personal needs are no longer just yours or maybe you wish for a balanced family budget.
  • You do not need an income certificate, if the earnings can be verified in the ANAF database
  • No advance, no guarantor
  • 0% monthly fee for Loan administration
  • You can borrow any amount between 630 and 66,000 lei
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Promotion

Overdraft - current account

If you are under 65 and an income equal to the national minimum wage, you can apply for an overdraft.
  • No income certificate required
  • No need to explain the purpose of use
  • No supplementary guarantees
  • You repay only the interest on the used amount each month
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Mortgage loans

Mortgage Loan

No matter where you are, you feel at ease when you know you are returning home, where you have your loved ones, and the desired comfort.
  • Minimum advance payment of 15%
  • The value of the mortgage loan can be minimum 1.000 EUR, LEI equivalent or maximum 200.000 EUR, LEI equivalent
  • 0% monthly credit administration fee
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New House Loan

Your dream house can finally be yours. Just follow some small steps and then enjoy the comfort of your home.
  • For the New House Loan we are waiting for you in any OTP Bank branch in order to receive the information related to the characteristics of the product, and application

  • You do not need an income certificate, if the earnings can be verified in the ANAF database
  • Minimum advance payment of 5%
  • Maximum repayment schedule: 30 years
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