With the OTP Bank package for retirees
With the OTP Bank package for retirees, you gain time and freedom of movement, because your pension is transferred directly to your account, on the due date. It will never be late again and you will no longer depend on the post office schedule.
What are your advantages?
By using the OTP Bank card for payments in drug stores, you will be reimbursed 10%* of the money spent there;
Unlimited and free cash withdrawals at OTP Bank ATMs;
Two free monthly cash withdrawals at any ATM in Romania;
0% fee for card payments at merchants;
The opening and administration of the current account is free;
You receive an interest bonus to the standard offer for setting up any term deposit;
Promotional interest for personal loans in lei, with fixed interest for the entire loan period;
24/7 access to your funds;
Free counselling provided by OTP Bank representatives.
How can you benefit from the OTP Retiree package?
Come to the nearest OTP Bank branch to discuss with us and receive adequate counselling, enabling you to take the best decision possible.
Do you want more
You can enjoy an automatic savings programme, including products such as: term deposit, savings account, investment funds, for only RON 1 /month added to the standard subscription price;
You receive a monthly statement of account, sent to your correspondence address, for only RON 2 /month added to the standard subscription price;
You can benefit from the OTPdirekt - Internet Banking & Contact Center service; for just EUR 1 /month added to the standard subscription price.
* Maximum RON 30 received on a monthly basis, transferred to your account in the last working day of the month following the payment day. The offer is cumulated with all discounts offered by drug store fidelity cards, as well as other discounts and promotions offered by the drug stores, and is valid for a period of six months as of the contracting of the package.
OTP Bank Romania S.A. is participating at the Guarantee Fund for Banking Deposits (FGDB), and their depositors benefit, by compensations payment, of guarantee of the deposits held, within the cover limit established by the law periodically, which is EUR 100,000 (RON equivalent) at the present time, for each account holder. This cover limit was established by the Law no. 311/2015 regarding the deposits guarantee schemes and guarantee fund for banking deposits, published in the Official Monitor no. 918 from December 11, 2015. According to the law, the „deposit” notion represents any credit balance, including due interest, resulted from funds held in an account or from transitory situations deriving from current banking transactions that should be reimbursed by the financial institution, according to the legal and contractual conditions applicable, including term deposits and savings accounts, and the notion „cover limit” represents the maximum level of the guarantee/ per depositor/ per credit institution, applicable according with article 61 paragraph (3) or, after case according with article 62.
Do not fall into the category of deposits, as they were defined, credit balances whose existence can only be proven by a financial instrument, as it is defined in article 2 paragraph (1) point 11 of Law no. 297/2004 regarding the capital market, as amended and supplemented, unless it is a savings product certified by a certificate of existing nominal deposit on July 2, 2014. More information can be obtained by accessing depositors document: „ Information for depositors ”. More details are available on the website: www.fgdb.ro.