Especially designed for children
the Junior Start account from OTP Bank is the first step towards a safer future for your child!
The Junior Start savings account for children is dedicated to children under 14 years. This account offers your little one the feeling that s/he is already "grown up" and paves the way for a better, simpler future.
What are the advantages for your child?
The Junior Start account is available in RON, EUR, USD and HUF;
Profitable interest rates for your child;
Monthly statement of account, sent at the address of your choice.
How can you open a Junior Start account at OTP Bank?
All you need is the child's birth certificate and the parents’ identity cards. You can ask for the opening of a Junior Start account at any time, there is no minimum opening amount.
Do you want more
Read the information from the downloadable .pdf documents or contact us, and we will answer all your questions.Current account interest SwiftNet Fin information note Taxes and Fees All about processing payment orders in RON, foreign currency and foreign exchanges by accounts
OTP Bank Romania S.A. is participating at the Guarantee Fund for Banking Deposits (FGDB), and their depositors benefit, by compensations payment, of guarantee of the deposits held, within the cover limit established by the law periodically, which is EUR 100,000 (RON equivalent) at the present time, for each account holder. This cover limit was established by the Law no. 311/2015 regarding the deposits guarantee schemes and guarantee fund for banking deposits, published in the Official Monitor no. 918 from December 11, 2015. According to the law, the „deposit” notion represents any credit balance, including due interest, resulted from funds held in an account or from transitory situations deriving from current banking transactions that should be reimbursed by the financial institution, according to the legal and contractual conditions applicable, including term deposits and savings accounts, and the notion „cover limit” represents the maximum level of the guarantee/ per depositor/ per credit institution, applicable according with article 61 paragraph (3) or, after case according with article 62.
Do not fall into the category of deposits, as they were defined, credit balances whose existence can only be proven by a financial instrument, as it is defined in article 2 paragraph (1) point 11 of Law no. 297/2004 regarding the capital market, as amended and supplemented, unless it is a savings product certified by a certificate of existing nominal deposit on July 2, 2014. More information can be obtained by accessing depositors document: „ Information for depositors ”. More details are available on the website: www.fgdb.ro.