For OTP Bank clients

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Do you have between 14 and 18 years?

Then choose to enjoy adolescence at its fullest and be independent.


Whether you go out with your friends or want to get the coolest bike - tell your parents to open a Junior Plus Account for you.


This way, if you attach to the current account the Junior Plus Debit Card, you can save money, be independent and have money available at all times.





Your advantages?

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The Junior Plus account is available in RON, EUR, USD and HUF;

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Profitable interest rates and zero fees for opening and administration of the account;

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Monthly statement of account, sent at the address of your choice;

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You can attach a Junior Plus debit card to the current account for children.


How can you open a Junior Plus account with OTP Bank?

All you need is your identity card and the identity cards of your parents/legal representatives. You can apply for a Junior Plus account any time, there is no need for a minimum opening amount. So, take your parents and come to one of the OTP Bank branches.

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Do you want more

Read the information from the downloadable pdf. documents or contact us and we will answer all your questions.

Current account interest SwiftNet Fin information note Taxes and Fees All about processing payment orders in lei, foreign currency and foreign exchanges by accounts

OTP Bank Romania S.A. is participating at the Guarantee Fund for Banking Deposits (FGDB), and their depositors benefit, by compensations payment, of guarantee of the deposits held, within the cover limit established by the law periodically, which is EUR 100,000 (RON equivalent) at the present time, for each account holder. This cover limit was established by the Law no. 311/2015 regarding the deposits guarantee schemes and guarantee fund for banking deposits, published in the Official Monitor no. 918 from December 11, 2015. According to the law, the „deposit” notion represents any credit balance, including due interest, resulted from funds held in an account or from transitory situations deriving from current banking transactions that should be reimbursed by the financial institution, according to the legal and contractual conditions applicable, including term deposits and savings accounts, and the notion „cover limit” represents the maximum level of the guarantee/ per depositor/ per credit institution, applicable according with article 61 paragraph (3) or, after case according with article 62.

Do not fall into the category of deposits, as they were defined, credit balances whose existence can only be proven by a financial instrument, as it is defined in article 2 paragraph (1) point 11 of Law no. 297/2004 regarding the capital market, as amended and supplemented, unless it is a savings product certified by a certificate of existing nominal deposit on July 2, 2014. More information can be obtained by accessing depositors document: „ Information for depositors ”. More details are available on the website: www.fgdb.ro.