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Open a current account with OTP Bank

and you benefit from all the advantages offered by OTP, wherever you are.


In Romania or abroad, the OTP Bank current account allows you to carry out any transaction at any time, in complete safety.

What are your advantages?

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Once opened, the current account is valid for an unlimited period of time;

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Zero fees for opening, closing and cash withdrawal*;

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The fastest and cheapest transfers to Hungary through OTP Express;

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You receive a statement of account, at the address of your choice, once a month or anytime you want;

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You can unrestrictedly access to your funds and make cash or transfer transactions during customer service working hours.

*only for cash withdrawals from deposits closed at maturity, deposits set up for a period of more than one month.

How can you open a current account with OTP Bank?

All you need is a valid identity card. You can ask for the opening of a current account at any time, there is no minimum opening amount.

What are the associated services you can benefit from?

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You can apply for an overdraft at any moment;

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Automatic reimbursement of the OTP Bank loan instalments from any of your current accounts;

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Transfers and operations in RON and foreign currency;

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You can attach a debit card to the current account, for enhanced mobility;

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You can access your account any time, by OTPdirekt.

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Do you want more details?

Read the information from the downloadable .pdf documents or contact us, and we will answer all your questions.

Current account interest ReGIS/SENT fees Taxes and fees for individuals Fee for external payments in RON Terms and conditions for Current Accounts, Debit Cards and OTPdirekt All about processing payment orders in RON, foreign currency and foreign exchanges by accounts SwiftNet Fin information note ARB notification Accepting programme and maximum time line for executing operations

 

Dear customer, we inform you that, due to the growing number of banks in liquidation from Ukraine, any payment made to this country can register processing delays.

There won't be initiated business relationships, including curent account opening, acceptance and/or carrying out any funds/ conducting transactions for individuals/legal entities with residence/citizenship in the counties listed here and of those whose authorised representatives have residency/citizenschip in the countries listed here. Thank you for understanding.

 

OTP Bank Romania S.A. is participating at the Guarantee Fund for Banking Deposits (FGDB), and their depositors benefit, by compensations payment, of guarantee of the deposits held, within the cover limit established by the law periodically, which is EUR 100,000 (RON equivalent) at the present time, for each account holder. This cover limit was established by the Law no. 311/2015 regarding the deposits guarantee schemes and guarantee fund for banking deposits, published in the Official Monitor no. 918 from December 11, 2015. According to the law, the „deposit” notion represents any credit balance, including due interest, resulted from funds held in an account or from transitory situations deriving from current banking transactions that should be reimbursed by the financial institution, according to the legal and contractual conditions applicable, including term deposits and savings accounts, and the notion „cover limit” represents the maximum level of the guarantee/ per depositor/ per credit institution, applicable according with article 61 paragraph (3) or, after case according with article 62.

Do not fall into the category of deposits, as they were defined, credit balances whose existence can only be proven by a financial instrument, as it is defined in article 2 paragraph (1) point 11 of Law no. 297/2004 regarding the capital market, as amended and supplemented, unless it is a savings product certified by a certificate of existing nominal deposit on July 2, 2014. More information can be obtained by accessing depositors document: „ Information for depositors ”. More details are available on the website: www.fgdb.ro.

 

In accordance with the provisions of Law 258/2017 on Comparability of commission for payments accounts, change of payment accounts and access to basic payment accounts, you can acces for consultation the Glossary of standardized terms, FID-Document for information on LEI commissions and FID-Document for Information on EUR commissions.