For OTP Bank clients

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It's so easy to buy yourself a gift

whenever you want! After all, you deserve it and you have no reason to wait for a special occasion. Every day is a reason to enjoy the small pleasures of shopping. 


Choose a VISA Clasic Transparent or MasterCard Standard credit card and benefit from the best advantages offered by OTP Bank. 


The credit cards are available in RON, with a credit limit of up to RON 18,000. Moreover, you can have them both, at the same price, attached to the same account. 



What are your advantages? 

You will own a card with a unique design, VISA Clasic Transparent, and you will also benefit from:


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instant money, anytime, anywhere;

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zero fee for merchant payments, in Romania and abroad;

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0% interest for a period of up to 55 days for merchant payments;

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minimum monthly amount to be reimbursed of only 2% of the used credit*;

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no administration fee in the first year;

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accepted in millions of locations displaying the VISA and MasterCard logos, almost anywhere in the world.

* plus any interest and bank fees.

How can you get a VISA Clasic Transparent or MasterCard Standard credit card from OTP Bank? 

Come to any OTP Bank branch with your ID and fill in a credit card application.

The Income statement is required only if you have not completed 6 months with your current employer.

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Do you want more

Read the information from the downloadable .pdf documents or contact us and we will answer all your questions. 

Taxes and Fees Income statement 


For credit card information, you can call HelpDesk at the phone number (+4021) 308 57 10. Out of the working hours (Monday to Friday between 8:30 and 21:00), calls will be automatically taken over by a specialized operator.


The annual effective interest of 37.37% p.y. was calculated on the assumption that the amount of 5.367 RON was granted for two years, used immediately at the beginning of the contract and repaid in 24 equal monthly payments, considering the applied annual interest rate of 29%, fixed rate.



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