For OTP Bank clients

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Our important clients can benefit from an unique and exclusive product 

– the MasterCard Platinum credit card.


The OTP Bank credit card reflects high class and sophistication and can be used anywhere in the world where the MasterCard logo is displayed. This credit card can be associated with a credit limit of up to RON 100,000, depending on your needs and income. 

What are your advantages?

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Zero fee for merchant payments, in Romania and abroad;

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You benefit from exclusive MasterCard Premium & Business 2019 discounts (see discounts here);

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Medical travel insurance for abroad, included, valid through the period of validity of the card. You are insured for up to EUR 50 000*;

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Free access to the VIP Lounge of the Henri Coanda Airport (this offer is subject to terms and conditions);

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You have control over every transaction with the OTPdirekt service – SMS Alerts;

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The monthly administration fee is RON 0 in the first 12 months.

*As it is mentioned in the insurance conditions.

How can you get a MasterCard Platinum credit card from OTP Bank?

Visit any OTP Bank branch to discuss the benefits of the MasterCard Platinum credit card. You will receive a customised offer from one of our OTP Bank consultants.

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Do you want more

Read the information from the downloadable .pdf documents or contact us and we will answer all your questions.

Taxes and Fees Income statement


For credit card information, you can call HelpDesk at the phone number (+4021) 308 57 10. Out of the working hours (Monday to Friday between 8:30 and 21:00), calls will be automatically taken over by a specialized operator.


The annual effective interest of 37.37% p.y. was calculated on the assumption that the amount of 5.367 RON was granted for two years, used immediately at the beginning of the contract and repaid in 24 equal monthly payments, considering the applied annual interest rate of 29%, fixed rate.


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