Mastercard GOLD

Mastercard GOLD

Enjoy the refined benefits of the Mastercard Gold card, which brings you privileges to match your lifestyle. You get surprising experiences through the package of advantages offered. Plus, you enjoy contactless payments directly with your mobile phone.

Mobile payments

Access to your account 24 hours/day, 7 days/week, via OTPdirekt service;

You can use your card anywhere in Romania or abroad


  • You can use the card in any location that displays Mastercard logo in Romania and abroad;
  • Zero card usage fee at merchants, anywhere in the world;

  • Pay more relaxed with your mobile phone through OTPay app for Android phones or through Apple Pay for Apple devices;

  • Mastercard Gold debit card gives you access to over 1,100 international business lounges at airports around the world through the LoungeKey program. Register your card on the Website or LoungeKey mobile app (App Store or Google Play), learn about the usage policy for a particular lounge, and enjoy exclusive benefits. Access is granted by presenting the Mastercard Gold card and mentioning participation in the LoungeKey program. Presenting the card means your agreement to use the LoungeKey service according to the conditions and costs of use.

    For each visit in any of the LoungeKey lounges a fee is charged for both the cardholder as well as the guest, if that is the case.
    The value of the fee is 30 USD / visit, being charged for each visitor (cardholder or guest). The fee will be charged in the currency of your Mastercard Gold debit card account, no later than 20th of the immediate month following the visit, at the bank's exchange rate on the day of debit. Consult the bank's current exchange rate

  • Pay with Mastercard Gold and enjoy all the exclusive discounts under Mastercard Premium & Business program. Check the merchants included.

  • Free access to MASTERCARD BUSINESS LOUNGE from Henri Coanda International Airport. Find out more.

  • You benefit free of charge from Air Claim services, where you can get up to 600 Euro compensation if there have been problems on your flight. Find more details here.

  • You have a 10% discount on trips made with BlackCab if you pay with your Mastercard Gold debit card. In addition, you have a preferential price for the transfer to the airport. Find out how you benefit from BlackCab offers.

  • SPECIAL offers in over 40 cities around the world through the Priceless Cities program, access by simply registering and booking in the platform;

  • FREE insurance package for travel abroad
    - Emergency medical assistance
    - Hospitalization
    - Insurance in case of loss of luggage
    - Insurance in case of flight delay and others

  • Free insurance for online shopping offered by Mastercard. Find more details here.


  • Mastercard Gold debit card is available in LEI and EUR;
  • You have access to your free account, 24 hours/day, 7 days/week, via OTPdirekt service;
  • You receive SMS alerts for each card transaction, you can activate this service from OTPdirekt;

  • Possibility to request up to 3 supplementary cards;

  • Card validity is 3 years

How do you get an OTP Mastercard?

Visit Us

Come to any of our branches
with your valid Identity Card in original.

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Request Call Back

Request Call back and we will
contact you in the shortest possible time.

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