Bank cards


We want to offer you a quality experience in using our services, that is why we have scheduled an update of the computer system. Thus, on the night between May 9 and 10, between 23:30 and 00:30, we will interrupt the card, ATM and POS system of OTP Bank. Find out more.

Bank cards

Debit cards

Mastercard OTP

You pay quickly, to any merchant who displays the Mastercard logo. The debit card gives you the opportunity to make online payments so you spend less time with your debts and more with your friends or family.

  • Zero card usage fee for merchants
  • No administration fee in the first year
  • You can use your card anywhere in Romania or abroad
  • Automatic currency conversion during transaction, no additional fees
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Salary photo card

The salary photo card from OTP Bank offers you the freedom to choose your design and to express your creativity.
  • You can customize both your debit card and your Mastercard
  • You can make payments and cash withdrawals in Romania and abroad
  • Online shopping using security standards ”3D Secure”
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Junior Plus Card

Are you between 14 and 18 years old? Do you own a Junior Plus account opened by your parents at OTP Bank? Then tell them about the card for teenagers.

Junior Plus card can be requested in any OTP Bank branch, if you already have a Junior Plus savings account.

Just like that, adolescence becomes more beautiful, and you can enjoy the freedom that you deserve.
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Junior Max Card

Are you between 18 and 25 years old? Do you own a Junior Max account opened at OTP Bank? Then obtain also a Junior Max card so that you can enjoy more freedom and mobility.

Junior Max card can be requested in any OTP Bank branch, if you already have a Junior Max savings account.

Just like that, you can live your youth without having to worry about cash money. Be free, be yourself, and enjoy life!
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Sapientia University card

Sapientia University card was made in collaboration with the prestigious institution and it represents a great help for both the students and the professors for more freedom and security.
  • For students, the card is issued alongside with the Junior account, a savings account with advantageous interest
  • Zero administration fee
  • National and international usage
  • Available in LEI
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Mastercard Gold

The debit card that gives you a world of exclusive benefits.
  • You can use the card in any location that displays Mastercard logo in Romania and abroad;

  • Zero card usage fee at merchants;

  • Pay more relaxed with your mobile phone through OTPay app for Android phones or through Apple Pay for Apple devices;

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Shopping cards

Shopping card in 12 instalments

The shopping card in 12 instalments brings you more benefits than you had ever imagined. Try it one year for free.
  • 12 instalments without interest anywhere in the world
  • Zero costs
  • An interest of 9.9%
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Compas OTP Bank - MOL shopping card

Get your Compas OTP Bank – MOL card and receive twice as many points. Multibonuses for each pay using the card in MOL gas stations from Romania.
  • 12 instalments without interest anywhere in the world
  • Zero costs
  • Twice as many multibonus points
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OTP Bank Instalment credit card without interest

It is ideal for online shopping or POS payments anywhere in the world, the card in 6 instalments without interest is the perfect partner for your shopping adventures.
  • Fast issuing, 4 days at most from the deposition of the complete and correct documentation
  • You can pay in instalments anything, including online shopping or utilities bills
  • You can use the card anywhere in Romania or abroad
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VISA Clasic Transparent and Mastercard Standard

Choose a VISA Clasic Transparent or Mastercard Standard credit card and take advantage of the benefits offered by OTP Bank.
  • Zero card usage fee for merchants in Romania and abroad
  • You have instant access to your money, anytime and anywhere
  • No administration fee in the first year
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VISA Gold Credit Card

Take advantage of the premiums offered by the VISA Gold Card and a superior credit limit. In addition, you enjoy elegance and refinement in financing your ideas.
  • National and international usage
  • You automatically benefit from travel insurance abroad for the duration of the card validity
  • You get up to 50.000 lei, anywhere, anytime
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Mastercard Platinum credit card

You have access to a credit limit of up to 100,000 lei that we will decide based on your needs and income.

  • We have created a unique and exclusive product for you with a credit line of up to 100.000 that you can use anytime and anyway you want
  • You benefit from additional financial resources when you need them
  • You have a zero fee to merchants, anywhere in the world
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In love with 6 installments

The perfect relationship is one in which you only have benefits. Yes, it exists and you have the opportunity to enjoy it with the Mastercard Standard card from OTP Bank.

  • You have ZERO monthly card administration fee "for life"

  • You have 6 monthly installments, without interest for shopping ANYWHERE IN THE WORLD, regardless of value;

  • You can make payments with your mobile phone in any store in the country or abroad that supports contactless payment, through the OTPay application for Android phones or through Apple Pay for Apple devices

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Informații utile

3D Secure technology

3DSecure service belongs to the current technology and is developed by the International VISA and Mastercard Card Organizations to be available to OTP Bank card holders.
  • Increased security and comfort when conducting transactions in the virtual environment
  • There is no extra charge for accessing this service
  • Entering an extensive market of 3DSecure merchants, quality users
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