Mastercard OTP
You pay quickly, to any merchant who displays the Mastercard logo. The debit card gives you the opportunity to make online payments so you spend less time with your debts and more with your friends or family.
- Zero card usage fee for merchants
- No administration fee in the first year
- You can use your card anywhere in Romania or abroad
- Automatic currency conversion during transaction, no additional fees
Salary photo card
- You can customize both your debit card and your Mastercard
- You can make payments and cash withdrawals in Romania and abroad
- Online shopping using security standards ”3D Secure”
Junior Plus Card
Are you between 8 and 18 years old? Do you own a Junior Start/Junior Plus account opened by your parents at OTP Bank? Then tell them about the card for teenagers.
Junior Plus card can be requested in any OTP Bank branch, if you already have a Junior Start/Junior Plus savings account.
Just like that, adolescence becomes more beautiful, and you can enjoy the freedom that you deserve.
Junior Max Card
Junior Max card can be requested in any OTP Bank branch, if you already have a Junior Max savings account.
Just like that, you can live your youth without having to worry about cash money. Be free, be yourself, and enjoy life!
Sapientia University card
- For students, the card is issued alongside with the Junior account, a savings account with advantageous interest
- Zero administration fee
- National and international usage
- Available in LEI
Mastercard Gold
You can use the card in any location that displays Mastercard logo in Romania and abroad;
Zero card usage fee at merchants;
Pay more relaxed with your mobile phone through Google Pay app for Android phones or through Apple Pay for Apple devices;
Mastercard Platinum
The Mastercard Platinum debit card offers you privileges tailored to your lifestyle. Get access to surprising premium experiences now through the Privilege Banking package.
ZERO fee
FREE PREMIUM travel insurance
FREE access to the Mastercard Business Lounge
Mastercard Dual
Credit Card in 12 installments
- 12 instalments without interest anywhere in the world
- Zero costs
- An interest of 9.9%
Mastercard Compas - MOL
Credit Card in 12 installments
- 12 instalments without interest anywhere in the world
- Zero costs
- Twice as many multibonus points
Calculat-Relaxat
Credit Card in Installments without interest
- Fast issuing, 4 days at most from the deposition of the complete and correct documentation
- You can pay in instalments anything, including online shopping or utilities bills
- You can use the card anywhere in Romania or abroad
VISA Clasic Transparent and Mastercard Standard
- Zero card usage fee for merchants in Romania and abroad
- You have instant access to your money, anytime and anywhere
- No administration fee in the first year
VISA Gold Credit Card
- National and international usage
- You automatically benefit from travel insurance abroad for the duration of the card validity
- You get up to 50.000 lei, anywhere, anytime
Mastercard Platinum credit card
You have access to a credit limit of up to 100,000 lei that we will decide based on your needs and income.
- We have created a unique and exclusive product for you with a credit line of up to 100.000 that you can use anytime and anyway you want
- You benefit from additional financial resources when you need them
- You have a zero fee to merchants, anywhere in the world
Informații utile
3D Secure technology
- Increased security and comfort when conducting transactions in the virtual environment
- There is no extra charge for accessing this service
- Entering an extensive market of 3DSecure merchants, quality users
Your digital card
How many times have you left your physical card at home and couldn’t get your work done? Luckily, you no longer need to answer that. Especially now that you have a “Digital Card” available in SmartBank and OTPdirekt.
All your physical card data (card number, expiry date, CVC/CVV code) is available to you anywhere, anytime
Pay online or at any physical store with POS and withdraw cash from our contactless ATMs
Easy access to your digital card. You only have a few simple steps to follow