Modular packages
ONLINE OTP Lejer Package
You have ZERO worries when choosing the package that suits you.
ZERO commission on current accounts, which means you do not pay administration fee;
ZERO costs for cash withdrawals from any ATM in Romania, unlimited;
ZERO costs for 2 (two) cash withdrawals per month from ATM abroad;
OTP Prestige
- We open your account and administer it for FREE
- You have access to a special design debit card and ZERO issuance and managing costs
- OTPdirekt – Internet Banking – with no activation and maintenance fees
OTP Pensionari Package
You gain time and freedom of movement via OTP Pensionari Package. The pension is transferred directly in your account, without any delays. You no longer have to meet the schedule from the post office.
- We open your account and administer it for FREE
- You benefit from unlimited and free cash withdrawals at OTP Bank ATMs
At any open-end deposit in LEI, you receive an interest bonus compared to the standard offer
OTP Stabil
- The opening and administration of the current account is FREE
- ZERO fees for the debit card issuing and administration, included in the modular structure of products and services
- Advantageous interests and ZERO analysis fee for the Personal Loan
OTP Pragmatic
- The opening and administration of the current account is FREE
- ZERO fees for the debit card issuing and administration, included in the modular structure
- OTPdirekt – Internet Banking – with no activation and maintenance fees
Accounts
Current account for individuals
- Once opened, the current account is valid for an unlimited period of time
- 0 opening, closing, and cash withdrawal* fees
- The fastest and cheapest transfers to Hungary via OTP Express
*only in the case of cash withdrawals from term deposits, at maturity date (this advantage doesn’t apply for term deposits with a maturity less than or equal to one month).
Payment account with basic services
The access to a payment account with basic services is not conditioned by the acquisition of additional services.
Junior Start Account
- The Junior Start savings account is available in LEI, EUR, USD, and HUF
- Advantageous interests for your child
- Reduced fees
Junior Plus Account
Available in LEI, EUR, USD, and HUF and zero fees for the account opening and maintenance
Advantageous interests
Junior Plus debit card and internet and mobile banking services: OTPdirekt and SmartBank
Junior Max Account
- The Junior Max account is available in LEI, EUR, USD, and HUF
- Advantageous interests so that you can enjoy your life
- You can add to your Junior Max account the OTPdirekt service, a Junior Max debit card or the SMS Alert service
