For OTP Bank clients

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Whether you want to take 

a real estate market opportunity or you need new workspaces with the growth of your business, the real estate loan is the best suited solution.

What are your advantages? 

otp bank

The maximum loan amount is EUR 300,000 or RON equivalent, or up to 70% of the purchased real estate;

otp bank

The loan period is up to 120 months; 


OTP Bank requests the following types of guarantees for a real estate loan:    

  • Mortgage on residential real estate or commercial premises;
  • Surety contract signed by the entrepreneur/representative of the individual enterprise/family-owned business;
  • Mortgage on all current accounts opened with OTP Bank;
  • Guarantees issued by FNGCIMM (National Loan Guarantee Fund for Small and Medium-sized Enterprises) (optional).



OTP Bank is a reliable partner for your business at all times!