For OTP Bank clients

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The financial balance of your business 

is reflected by stability and financial comfort. For this reason we provide you with the overdraft from OTP Bank, the perfect solution to finance the current expenses of your business.

What are your advantages? 

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It covers the liquidity shortage;

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You can make payments to the state budgets; 

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It can be used for refinancing;

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The maximum loan amount is RON 20,000;

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No real estate-backed securities;

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The loan period is up to 12 months, with possibility of extension;


OTP Bank requests the following types of guarantees in order to access the overdraft:  

  • surety contract signed by the entrepreneur/representative of the individual enterprise/family-owned business;
  • mortgage on all current accounts opened with OTP Bank Romania S.A.



With OTP Bank your success is guaranteed!