For OTP Bank clients

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It is important to be able to respond 

quickly and flexibly to external circumstances that influence your field of business. OTP Bank has developed the general all-purpose loan for increasingly diverse financing needs. 

What are your advantages? 

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It covers your general all-purpose expenses;

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It can be used to refinance other loans taken for the same purpose;

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The maximum loan amount is RON 600,000 for loans in RON or EUR 100,000 for loans in EUR;

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The loan period is up to 84 months.


What guarantees are required?

  • mortgage on residential real estate or commercial premises;
  • surety contract signed by the entrepreneur/representative of the individual enterprise/family-owned business;
  • mortgage on all borrower's current accounts opened at OTP Bank Romania S.A.;
  • guarantees issued by Guarantee Funds (FNGCIMMM (National Loan Guarantee Fund for Small and Medium-sized Enterprises), FNGCIMM branches) – optional.


Your business is increasingly profitable with OTP Bank!