It is important to be able to respond
quickly and flexibly to external circumstances that influence your field of business. OTP Bank has developed the general all-purpose loan for increasingly diverse financing needs.
What are your advantages?
It covers your general all-purpose expenses;
It can be used to refinance other loans taken for the same purpose;
The maximum loan amount is RON 600,000 for loans in RON or EUR 100,000 for loans in EUR;
The loan period is up to 84 months.
What guarantees are required?
- mortgage on residential real estate or commercial premises;
- surety contract signed by the entrepreneur/representative of the individual enterprise/family-owned business;
- mortgage on all borrower's current accounts opened at OTP Bank Romania S.A.;
- guarantees issued by Guarantee Funds (FNGCIMMM (National Loan Guarantee Fund for Small and Medium-sized Enterprises), FNGCIMM branches) – optional.
Your business is increasingly profitable with OTP Bank!