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Is work equipment essential 

when it comes to the smooth conduct of your profession? Whether it's machines or machinery, production equipment or means of transport, the equipment loan will provide you with the support your business needs.

What are your advantages? 

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The maximum loan amount is EUR 75,000 or RON equivalent;

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The loan period is up to 72 months;

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You can benefit from a grace period of up to 6 months for the payment of the principal.


In order to access the equipment loan we require:

  • mortgage on all assets purchased by loan;
  • mortgage on all current accounts opened at OTP Bank;
  • surety contract signed by the entrepreneur/representative of the individual enterprise/family-owned business;
  • other secured guarantees in addition to the equipment purchased (optional).



With OTP Bank your business is increasingly growing.