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Loan for prefinancing APIA SAPS subsidies

The loan for pre-financing APIA subsidies under SAPS is intended for the beneficiaries of the Single Area Payment Scheme (SAPS) who use agricultural lands and are in need of working capital financing in order to conduct their current business until the subsidies from APIA (Agricultural Payments and Interventions Agency) are received.

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OTP Bank

AgriBusiness Package

Does your business need support and investments to reach its full potential? We have developed the AgriBusiness package precisely to give you the help you need; it includes a significant number of benefits intended for the entrepreneurs receiving subsidies from APIA (Agricultural Payments and Interventions Agency).

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OTP Bank

Online Current account

Choose to open a current account with OTP Bank and you will have access to a range of products and services dedicated to your daily professional activity.

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OTP Bank

Overdraft

The financial balance of your business is reflected by stability and financial comfort. For this reason we provide you with the overdraft from OTP Bank, the perfect solution to finance the current expenses of your business.

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OTP Bank

General All-purpose Loan

It is important to be able to respond quickly and flexibly to external circumstances that influence your field of business. OTP Bank has developed the general all-purpose loan for increasingly diverse financing needs.

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OTP Bank

Equipment Loan

Whether it's machines or machinery, production equipment or means of transport, the equipment loan will provide you with the support your business needs.

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OTP Bank

Real Estate Loan

Whether you want to take a real estate market opportunity or you need new workspaces with the growth of your business, the real estate loan is the best suited solution.

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OTPdirekt
SmartBank

The bank goes wherever you go and is always open. The OTPdirekt SmartBank application is free for terminals with Android or iOS operating systems. If you have a phone using a different operating system, you can access the address otpdirekt.ro directly from your browser and have the same functions and facilities.

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News OTP Bank

OTP Bank Romania announces the financial results for the third quarter of 2019

- After tax profit of RON 79 million (HUF 5.4 billion), increased by 14% year-on-year
- Cumulative operating profit improved by 18% y-o-y, as a result of 24% (y-o-y) increase in total income and 28% growth in operating expenses
- Business activity has meaningfully intensified: mortgage lending surged 68% y-o-y and the disbursement of cash loans went up by 25% in 3Q.

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Over 12,000 beneficiaries of the financial education programs supported by the Right to Education Foundation

The Right to Education Foundation, with direct support from OTP Bank Romania, celebrates five years of activity. During this time, over 12,600 people benefited from the financial education programs supported by the Foundation's trainers.

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    OTP Bank is seeking new startup partners

    Application period for OTP Startup Partner Program is open from mid-October

     

    Later-stage startups and scaleups can apply by 22nd November for OTP Group’s third international partnership program to be launched next spring with the aim of facilitating collaboration between innovative companies and OTP Group. Admitted startups will have the opportunity to carry out pilot projects with the bank and, later on, to become long-term partners of OTP Group. They will receive dedicated support from bank managers, seasoned mentors and expert partners.

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    OTP Bank Romania launches the Rocket Loan for SMEs, with 100% online application

    OTP Bank Romania launches the first platform dedicated to clients that are Small and Medium Enterprises (SME) – Rocket Loan. Entrepreneurs who want to obtain one of the financing products on this platform can do so by applying 100% online.

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    ATM and branch network