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Interest Rate Swap - IRS

Interest Rate Swap is a derivative, a contractual  arrangement between two parties whereby you can exchange a series of future floating rate payments for payments at a fixed rate determined…
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Foreign exchange

All you need is a computer  with internet connection for real-time transfer of information to the bank. The OTP Trader programme is accessed through a web page by using the specific authentication…
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Call options If you are a company you can access this product to hedge the foreign exchange risk caused by an increase in foreign exchange rate and to protect your future cash flows. The CALL option is…
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OTP Bank

OTP Trader

OTP Trader  is a trading system that is connected in real time to the inter-bank market and through which the bank gives you the possibility of negotiating and trading foreign exchanges.
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Limit for hedging investment services

It is a revolving limit granted through a Credit Contract, whereby OTP Bank can offer your company the contracting of treasury products in different currencies over a certain period of time.

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The bank goes wherever you go and is always open. The OTPdirekt SmartBank application is free for terminals with Android or iOS operating systems. If you have a phone using a different operating system, you can access the address otpdirekt.ro directly from your browser and have the same functions and facilities.

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SmartBank application!
News OTP Bank

OTP Bank Romania announces the financial results for the third quarter of 2019

- After tax profit of RON 79 million (HUF 5.4 billion), increased by 14% year-on-year
- Cumulative operating profit improved by 18% y-o-y, as a result of 24% (y-o-y) increase in total income and 28% growth in operating expenses
- Business activity has meaningfully intensified: mortgage lending surged 68% y-o-y and the disbursement of cash loans went up by 25% in 3Q.

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OTPdirekt Internet Banking and SmartBank scheduled maintenance

Dear customers,


We inform you that from November 8, 2019, 22:00 until November 11, 2019, 12:00 we have planned maintenance activities. The information displayed through OTPdirekt Internet Banking and SmartBank will be the one available in the system on Friday, November 8, at 20:00.


Also during the mentioned period the transactions initiated through the two applications will be processed starting with November 11, 2019, at 12:00.


We apologize for any inconvenience caused by this situation and would like to thank you for your understanding.

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OTPdirekt Internet Banking and SmartBank scheduled maintenance

Dear Client,


We inform you that on Saturday, November 02, 2019, due to maintenance activities OTPdirekt - Internet Banking and SmartBank applications will work intermittently as follows:

- OTPdirekt applications will not be accessible between 06:00 to 12:00;

- transactions initiated through OTPdirekt between 12:00 to 17:00 will remain in pending and will be processed after 17:00.


We apologize for any inconvenience that may be caused by this interruption.

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OTP Bank is seeking new startup partners

Application period for OTP Startup Partner Program is open from mid-October


Later-stage startups and scaleups can apply by 22nd November for OTP Group’s third international partnership program to be launched next spring with the aim of facilitating collaboration between innovative companies and OTP Group. Admitted startups will have the opportunity to carry out pilot projects with the bank and, later on, to become long-term partners of OTP Group. They will receive dedicated support from bank managers, seasoned mentors and expert partners.

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Sucursale & ATM-uri

Agenția Drumul Taberei OTP Bank România

Str. Brașov, nr. 26, bl. 718
Telefon:  +40372 503 380
Fax: +4021 308 52 14  

Asistență financiară gratuită (OTP Mentor)

Orar astazi: 09:00-17:00 L-V