The overdraft is a short-term loan facility
selectively granted by OTP Bank Romania if you have good financial standing, giving you access to amounts of money within a certain approved limit.
A revolving facility, the overdraft is granted in order to finance the liquidity shortage and to cover general financing needs of corporate legal entities.
You are not required to submit supporting documents for the amounts used or a special application for the payments made under this facility, all you need to do is to detail the intended purpose of the payment in the payment instrument.
Any cash payment and withdrawal allowed by the law in force may be made.