Overdraft

close

As of July 30 2024, OTP Bank Romania is owned by Banca Transilvania and is no longer affiliated with OTP Group. The OTP brand is used under a temporary license. Visit the Questions and Answers section for more information.

The attention to details develops any business regardless of the activity field. In order to cover the working capital needs of the company, OTP Bank offers a revolving facility type for the use of which it is not necessary to present justificatory documents at the credit utilization moment. Mention details of the payment destination on the payment instrument  and enjoy a balanced cash flow.

Simple and easy to obtain

Available in lei or other currencies for a maximum period of 12 months

What are the advantages of the Overdraft?

  • Simple and easy to obtain;

  • Available in lei or other currencies for a maximum period of 12 months, with prolongation possibility;

  • Revolving facility,  any reimbursed amount may be used again;

  • The collections from the current account decrease the outstanding to be reimbursed and implicit the interest paid for the used amounts.

Similar recommended products

Credit Line

Financing working capital needs,
to cover the temporary  gap of liquidity.

More details

Multicurrency, multioption, multiborrower ceilling

Flexible loan facility, revolving, which covers
an entire range of financing necessities.

More details