Assets security deposit

Assets security deposit

It is essential to be in control even when delegating responsibilities and tasks. Thus, the company's assets, regardless of their type (material, financial or other values), will always be protected by a deposit especially designed. It is addressed to employees of state-owned companies, authorities, private companies and public institutions, who are required by law to provide cash guarantee to be responsible for the administration they run.

Accrued interest

The guarantee account is opened in lei

The deposit is automatically extended

What are the advantages of the assets security deposits?

  • The money accumulate an interest equal to that of a 12-months term deposit for legal entities;

  • The guarantee account is opened in lei, on behalf of the company for a period of 12 months;

  • Upon maturity, the deposit is automatically extended, with the interest capitalization, and the interest rate for the following year is the one valid at the time of renewal.

How to get an assets security deposit?

Visit Us

Visit our OTP Bank branch
and let's discuss the best alternative for you.

Choose Branch

Contact Us

Request information by calling HelpDesk
at (+4) 021 308 57 10.

Call HelpDesk

Similar recommended products

Performance guarantee deposit

You guarantee the success of your company and get new collaborators.

More details

Current account

Open a current account and enjoy the advantages provided by OTP Bank.

More details

OTP Bank Romania S.A. is a participant of the Bank Deposit Guarantee Fund in Romania and its depositors benefit from a guarantee, by payment of compensations, of eligible constituted deposits, within the coverage limit as established periodically by law, currently amounting to the lei equivalent of 100,000 EUR for each account holder. This level of coverage was established by Law No. 311/2015 concerning deposit guarantee schemes and the Bank Deposit Guarantee Fund, as published in the Official Journal No. 918 from 11.12.2015. According to the law, the term „deposit” means any credit balance, including interest due, arising from funds existing in an account or from transient situations deriving from current banking operations and which the credit institution must reimburse, according to the applicable legal and contractual conditions, including term deposits and savings accounts and which are not found in one of the situations expressly mentioned in the law as not falling under the category of these deposits (Article 3 (5) of the said law details the credit balances which do not fall under the category of deposits defined above). The notion of a „coverage limit” is the maximum level of the guarantee per guaranteed depositor and bank, applicable according to Article 61 par. (3).

Additional information for depositors is available under section „Information for depositors”, which includes the list of deposits excluded from guarantee.

More details can also be found on the website: www.fgdb.ro.