You like to know your savings are safe, but you want to have access to them whenever you need. If you want more mobility for your money, apply for the OTP Bank's savings account!

Advantages

  • obtaining a higher level of interest rate compared to the current account;
  • flexibility and limited restrictions regarding the funds access;
  • optimum management of surplus funds for individuals
  • no commissions at opening and closing
  • the savings account can be accessed through a debit card issued in the name of the account holder or his/her empowered


 

Necessary documents

Valid identity card or passport

Characteristics Description
Currency RON, EUR, USD, HUF
Interest rate Paid from the first money
Availability Unlimited period of time
Interest Accumulated daily and paid monthly
Allowed operations
  • Savings' account supply:
    • Cash deposits at any time
    • Intra/inter-banking transfers
  • Cash withdrawals are allowed without restrictions regarding the amount or the number of times and without any penalties
  • Transfers from the account only to the owned current accounts held at OTP Bank Romania S.A.
  • Automatic credit instalment reimbursement from the savings account

OTP Bank Romania S.A. participates at Deposit guarantee Fund in the Banking System and starting with 30.12.2010 the guaranteed limit for deposits was increased by the Fund up to EUR. 100.000, equivalent in lei for each single owner of the account. The definition of deposit means: certificate of deposit, term deposit, curent account, Junior account and savings account.