Define the flexibility!

Choose the maturity date for your deposits.

Now, you can set by yourself the maturity date for your deposits! Because we offer you complete freedom regarding the choice of the maturity date for your deposits. Do you need money over 55, 78 or... 196 days? Or maybe for your birthday?

At OTP Bank, you can choose any day as the maturity date of your deposit.

Further more, the cash withdrawal commission is ZERO on the maturity date, with the condition of programming with one day in advance for amounts exceeding 5.000 EUR or equivalent.

Characteristics description
Currency RON, EUR, USD, HUF, GBP, CHF
 
Interest rate Fixed until the maturity of the deposit
Maturity
  • any maturity between one month and 24 months for RON;
  • any maturity between one month and 12 months for FCY.
     
Minimum amount for opening
  • 100 RON/ USD/ EUR/ GBP /CHF,
  • 25.000 HUF
Maturity option Automatic deposit liquidation – the Bank is transferring your deposit amount and the appropriate interest in your current account.

OTP Bank Romania S.A. participates at Deposit guarantee Fund in the Banking System and starting with 30.12.2010 the guaranteed limit for deposits was increased by the Fund up to EUR. 100.000, equivalent in lei for each single owner of the account. The definition of deposit means: certificate of deposit, term deposit, curent account, Junior account and savings account.