Money can’t buy happiness, is an undeniable truth… but true is that the financial wellbeing considerable help to the emergence sense of security that determines....

Standard term deposits

The future seems more secure when you have a cash reserve that you can rely on, but you want more than that. You want to be able to obtain from them an extra income. If you want to profit from your savings, deposits from OTP Bank are exactly what you are looking for!

  Advantages

• the possibility of increasing the savings due to the influence of capitalized interest rate
• the possibility of automatic administration of deposits by choosing one of the three options available at maturity
• no commissions at opening, closing or cash withdrawal*

*just in case of cash withdrawal at maturity

Necessary documents

Valid identity card

Characteristics	Description
Currency	RON, EUR, USD, HUF, GBP, CHF
Interest rate	Fixed until maturity of the deposit
Maturity	1 week,1 month, 2 months, 3 months, 4 months, 6 months, 9 months, 12 months, 18 months*, 24 months* * only for RON term deposits
Minimum amount for opening	100 RON/ EUR/ USD/ GBP/ CHF 25.000 HUF
Maturity options	automatic deposit renewal with interest capitalization - the deposit will be automatically extended by the bank for an equal number of months with the initial option, using the interest rate valid on the renewal date of the deposit and accumulated interest for the previous period will be added to the initial deposit;  automatic deposit renewal without capitalization - the deposit will be automatically extended by the bank for an equal number of months with the initial option, using the interest rate valid on the renewal date of the deposit and the accumulated interest for the previous period will be transferred to the current account; automatic deposit liquidation - the bank is transferring your deposit amount and the appropiate interest in your current account.

OTP Bank Romania S.A. participates at Deposit guarantee Fund in the Banking System and starting with 15.10.2008 the guaranteed limit for deposits was increased by the Fund up to EUR. 50.000, equivalent in lei for each single owner of the account. The definition of deposit means: certificate of deposit, term deposit, curent account, Junior account and savings account.